AI brief of an SEC Form 8-K · Axos Financial (AX)

Axos Financial Q3 net income falls 5% to $105.2 million; diluted EPS $1.81

Negative Impact 3 of 5 earnings Written later

Axos Financial reported fiscal third-quarter 2025 results for the period ended March 31, 2025, with net income of $105.2 million and diluted EPS of $1.81, both down from the prior-year quarter. Net loan growth exceeded $700 million, and the company repurchased about $28 million of stock in the quarter plus another $30 million from April 1 to April 30, 2025.

Key points

  • Net income was $105.2 million, down 5.0% from $110.7 million a year earlier; diluted EPS was $1.81, versus $1.91
  • Adjusted EPS was $1.81, versus $1.94 in the same quarter last year
  • Net interest income rose 5.3% to $275.5 million, while the provision for credit losses rose to $14.5 million from $6.0 million
  • Repurchased about $28 million of common stock in the quarter and another $30 million from April 1 to April 30, 2025

The filing

CompanyAxos Financial (AX)
Form8-K, current report
Filed with the SECApr 30, 2025, 4:06 PM ET
Accession number0001299709-25-000086

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:05 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 30, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.