Axos Financial, Inc. (AX)

NYSE Financials Regional Banks S&P SmallCap 600

$92.67

+0.21 (+0.23%)

Close of Nov 06, 2026 · end-of-day data

Source: Axos Financial, Inc.'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD

Fiscal year	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Revenue	$8.83M	$27.63M	$26.82M	$31.33M	$59.43M	$65.26M	$64.64M	$65.79M	$81.25M
Interest expense	$106.58M	$156.28M	$145.23M	$79.12M	$52.57M	$374.02M	$694.18M	$687.69M	$710.04M
Pre-tax income	$239.70M	$212.81M	$262.63M	$305.74M	$339.96M	$431.74M	$635.48M	$613.39M	$646.67M
Income tax	$87.29M	$57.67M	$79.19M	$90.04M	$99.24M	$124.58M	$185.47M	$180.49M	$156.30M
Net income	$152.41M	$155.13M	$183.44M	$215.71M	$240.72M	$307.17M	$450.01M	$432.91M	$490.37M
EPS (basic)	$2.41	$2.50	$3.01	$3.64	$4.04	$5.15	$7.82	$7.61	$8.66
EPS (diluted)	$2.37	$2.48	$2.98	$3.56	$3.97	$5.07	$7.66	$7.43	$8.48
Diluted shares	63.14M	61.90M	60.79M	59.23M	59.52M	59.69M	57.51M	56.86M	56.66M
Net margin	1725.5%	561.5%	684.0%	688.4%	405.0%	470.7%	696.2%	658.0%	603.5%

Balance sheet

fiscal years · USD

Fiscal year	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Cash & equivalents	$622.85M	$857.37M	$1.95B	$1.04B	$1.57B	$2.23B	$1.98B	$1.93B	$1.11B
Goodwill	$35.72M	$71.22M	$71.22M	$71.22M	$95.67M	$97.67M	$97.67M	$97.67M	$144.33M
Total assets	$9.54B	$11.22B	$13.85B	$14.27B	$17.40B	$20.35B	$22.86B	$24.78B	$29.96B
Long-term debt	$54.55M	$168.93M	$235.79M	$221.36M	$445.24M	$361.78M	$325.68M	$312.67M	$342.92M
Total debt	$54.55M	$168.93M	$235.79M	$221.36M	$445.24M	$361.78M	$325.68M	$312.67M	$342.92M
Total liabilities	$8.58B	$10.15B	$12.62B	$12.86B	$15.76B	$18.43B	$20.56B	$22.10B	$26.80B
Shareholders' equity	$960.51M	$1.07B	$1.23B	$1.40B	$1.64B	$1.92B	$2.29B	$2.68B	$3.17B

Cash flow

fiscal years · USD

Fiscal year	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Operating cash flow	$167.91M	$204.42M	$284.12M	$412.58M	$216.62M	$196.71M	$305.48M	$490.33M	$557.60M
Capital expenditures	$11.82M	$20.08M	$12.33M	$10.44M	$21.50M	$30.21M	$35.96M	$54.21M	$266.45M
Free cash flow	$156.10M	$184.34M	$271.79M	$402.14M	$195.12M	$166.49M	$269.52M	$436.12M	$291.15M
Investing cash flow	-$1.03B	-$931.74M	-$1.35B	-$866.77M	-$2.78B	-$2.40B	-$2.59B	-$1.84B	-$5.04B
Financing cash flow	$837.40M	$961.84M	$2.16B	-$458.56M	$3.10B	$3.01B	$2.09B	$1.34B	$3.61B
Share buybacks	$35.18M	$56.44M	$38.86M	$16.76M	$0	$48.96M	$96.29M	$58.20M	$21.98M
Stock-based compensation	$20.40M	$23.44M	$21.93M	$20.68M	$21.24M	$26.10M	$35.19M	$41.97M	$44.26M
Depreciation & amortization	$8.57M	$16.47M	$24.44M	$14.40M	$13.10M	$12.20M	$16.20M	$21.60M	$29.70M

Income statement

quarters · USD

Quarter ended	Sep 2017	Dec 2017	Mar 2018	Jun 2018	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020
Revenue	$1.10M	$3.39M	$1.14M	$3.21M	$4.17M	$5.64M	$4.66M	$13.16M	$8.21M	$9.68M	$8.35M	$570.00K
Interest expense	$22.96M	$23.57M	$28.20M	$31.85M	$36.52M	$38.52M	$40.04M	$41.21M	$43.04M	$38.87M	$36.45M	$26.87M
Pre-tax income	$54.87M	$56.50M	$77.87M	$50.45M	$49.30M	$53.73M	$54.45M	$55.33M	$56.67M	$58.16M	$79.87M	$67.93M
Income tax	$22.49M	$24.84M	$26.62M	$13.34M	$12.46M	$14.89M	$15.63M	$14.69M	$15.89M	$16.87M	$23.81M	$22.63M
Net income	$32.38M	$31.66M	$51.25M	$37.12M	$36.84M	$38.84M	$38.82M	$40.63M	$40.79M	$41.30M	$56.06M	$45.30M
EPS (basic)	$0.51	$0.50	$0.82	$0.59	$0.59	$0.62	$0.63	$0.66	$0.66	$0.67	$0.92	$0.76
EPS (diluted)	$0.50	$0.49	$0.80	$0.58	$0.58	$0.62	$0.63	$0.66	$0.66	$0.67	$0.91	$0.75
Diluted shares	63.72M	63.56M	62.62M	-162.58K	62.80M	62.34M	61.26M	-232.15K	61.25M	61.32M	60.97M	-382.16K
Net margin	2946.6%	935.0%	4515.7%	1155.2%	884.5%	688.1%	833.2%	308.8%	496.6%	426.6%	671.0%	7947.4%

Balance sheet

quarters · USD

Quarter ended	Sep 2017	Dec 2017	Mar 2018	Jun 2018	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020
Cash & equivalents	$631.92M	$618.09M	$1.49B	$622.85M	$533.97M	$256.55M	$763.34M	$857.37M	$702.32M	$1.03B	$854.20M	$1.95B
Goodwill	—	—	—	$35.72M	$35.72M	$35.72M	$70.65M	$71.22M	$71.22M	$71.22M	$71.22M	$71.22M
Total assets	$8.58B	$8.92B	$9.98B	$9.54B	$9.79B	$9.81B	$10.88B	$11.22B	$11.77B	$13.85B	$12.16B	$13.85B
Long-term debt	—	—	—	$54.55M	—	—	$214.48M	$168.93M	—	—	—	$235.79M
Total debt	—	—	—	$54.55M	—	—	$214.48M	$168.93M	—	—	—	$235.79M
Total liabilities	$7.71B	$8.04B	$9.06B	$8.58B	$8.79B	$8.82B	$9.84B	$10.15B	$10.65B	$11.11B	$10.98B	$12.62B
Shareholders' equity	$866.69M	$873.66M	$921.65M	$960.51M	$1.00B	$994.40M	$1.04B	$1.07B	$1.12B	$1.16B	$1.18B	$1.23B

Cash flow

quarters · USD

Quarter ended	Sep 2017	Dec 2017	Mar 2018	Jun 2018	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020
Operating cash flow	$52.90M	$14.04M	$51.43M	$49.54M	$43.53M	$72.00M	$11.08M	$77.81M	$21.43M	$107.22M	$93.31M	$62.16M
Capital expenditures	$2.84M	$2.90M	$2.61M	$3.47M	$3.19M	$7.77M	$5.82M	$3.30M	$3.18M	$2.89M	$3.89M	$2.38M
Free cash flow	$50.06M	$11.15M	$48.81M	$46.08M	$40.34M	$64.23M	$5.26M	$74.51M	$18.25M	$104.34M	$89.42M	$59.78M
Investing cash flow	-$91.18M	-$345.75M	-$166.74M	-$422.33M	-$343.48M	-$325.67M	$5.33M	-$267.92M	-$403.38M	-$375.78M	-$208.48M	-$360.81M
Financing cash flow	$26.66M	$317.88M	$988.27M	-$495.41M	$211.07M	-$23.76M	$490.39M	$284.13M	$226.90M	$592.41M	-$56.81M	$1.39B
Share buybacks	—	—	$6.89M	$0	—	—	$0	$8.56M	$0	$0	$35.84M	$3.02M
Stock-based compensation	$3.66M	$4.03M	$5.50M	$7.21M	$6.85M	$4.33M	$6.80M	$5.46M	$4.96M	$4.90M	$6.93M	$5.14M
Depreciation & amortization	$1.75M	$1.95M	$2.02M	$2.85M	$3.02M	$3.57M	$4.76M	$5.12M	$5.22M	$6.04M	$6.20M	$6.98M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.