AI brief of an SEC Form 8-K · Axos Financial (AX)

Axos Financial Q4 net income rises 12.9% to $124.9 million; diluted EPS $2.16

Positive Impact 3 of 5 earnings Written later

Axos Financial reported fiscal fourth-quarter 2026 net income of $124.9 million, up 12.9% from $110.7 million a year earlier, and diluted EPS of $2.16 versus $1.92. The quarter included a $21.0 million accrual for a FINRA arbitration matter, and non-GAAP adjusted EPS was $2.53. For the full fiscal year, net income rose to $490.4 million and diluted EPS to $8.48, up 14.1%.

Key points

  • Net interest income rose 13.5% to $317.9 million, and non-interest income rose 49.9% to $61.9 million for the quarter.
  • Non-interest expense increased $55.3 million to $205.9 million, including the $21.0 million FINRA arbitration accrual.
  • Total deposits were $24.6 billion at June 30, 2026, up 17.9% from a year earlier, including about $2.3 billion from a deposit acquisition that closed in the quarter.
  • The company closed its acquisition of Arc Technologies, Inc. on July 20, 2026.

The filing

CompanyAxos Financial (AX)
Form8-K, current report
Filed with the SECJul 30, 2026, 4:09 PM ET
Accession number0001299709-26-000052

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:05 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 30, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.