American Express raises 2026 revenue growth guidance to 10% as Q2 EPS rises 11%
American Express reported second-quarter 2026 revenue net of interest expense of $19.6 billion, up 10% from a year earlier, and diluted EPS of $4.53, up 11%. The company raised its full-year 2026 revenue growth guidance to 10% and kept its full-year EPS guidance at $17.30 to $17.90, saying it plans to reinvest the outperformance in growth initiatives.
Key points
- Q2 2026 net income was $3.1 billion, up 8% from $2.9 billion a year ago; diluted EPS was $4.53 versus $4.08.
- Full-year 2026 revenue growth guidance was raised to 10%; full-year EPS guidance of $17.30 to $17.90 was reaffirmed.
- Card Member spending (billed business) rose 9% to $455.8 billion in the quarter; provisions for credit losses fell to $1.1 billion from $1.4 billion.
- American Express announced a proposed acquisition of TheFork, a European restaurant booking platform.
The filing
Written by AI on Nov 8, 2026, 2:16 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 24, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.