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American Express (AXP)

NYSE Financials Consumer Finance S&P 500Dow 30
$320.99
-3.98 (-1.22%)
Close of Nov 06, 2026 · end-of-day data
Source: American Express's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 02, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$24.23B$24.78B$26.61B$28.16B$21.97B$27.72B$34.22B$37.22B$38.83B$41.30B
Interest expense$1.71B$2.11B$2.94B$3.46B$2.10B$1.28B$2.76B$6.85B——
Pre-tax income$8.04B$7.42B$8.12B$8.43B$4.30B$10.69B$9.59B$10.51B$12.89B$13.79B
Income tax$2.67B$4.68B$1.20B$1.67B$1.16B$2.63B$2.07B$2.14B$2.77B$2.96B
Net income$5.38B$2.75B$6.92B$6.76B$3.13B$8.06B$7.51B$8.37B$10.13B$10.83B
EPS (basic)———$8.00$3.77$10.04$9.86$11.23$14.04$15.41
EPS (diluted)———$7.99$3.77$10.02$9.85$11.21$14.01$15.38
Diluted shares935.00M886.00M859.00M830.00M806.00M790.00M752.00M736.00M713.00M696.00M
Net margin22.2%11.1%26.0%24.0%14.3%29.1%22.0%22.5%26.1%26.2%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$25.49B$33.26B$27.81B$24.45B$32.97B$21.50B$33.37B$46.60B$40.64B$47.79B
Short-term investments—$70.00M$166.00M$223.00M$157.00M$188.00M$307.00M$166.00M$221.00M$742.00M
Goodwill$2.93B$3.01B$3.07B$3.31B$3.85B$3.80B$3.79B$3.85B$4.19B$4.87B
Total assets$159.00B$181.00B$189.00B$198.00B$191.00B$189.00B$228.35B$261.11B$271.46B$300.05B
Short-term debt$5.58B$3.28B$3.10B$6.44B$1.88B$2.24B$1.35B$1.29B$1.37B$1.37B
Long-term debt$46.99B$55.80B$58.42B$57.84B$42.95B$38.67B$42.57B$47.87B$49.72B$56.39B
Total debt$52.57B$59.08B$61.52B$64.28B$44.83B$40.92B$43.92B$49.16B$51.09B$57.76B
Total liabilities$138.39B$162.94B$166.31B$175.25B$168.38B$166.37B$203.64B$233.05B$241.20B$266.58B
Shareholders' equity$20.52B$18.26B$22.29B$23.07B$22.98B$22.18B$24.71B$28.06B$30.26B$33.47B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$8.29B$13.54B$8.93B$13.63B$5.59B$14.64B$21.08B$18.56B$14.05B$18.43B
Capital expenditures$1.38B$1.06B$1.31B$1.65B$1.48B$1.55B$1.85B$1.56B$1.91B$2.42B
Free cash flow$6.92B$12.48B$7.62B$11.99B$4.11B$13.10B$19.22B$17.00B$12.14B$16.00B
Investing cash flow$1.72B-$18.24B-$19.61B-$16.71B$11.63B-$10.53B-$33.69B-$24.43B-$24.40B-$22.89B
Financing cash flow-$7.60B$12.24B$5.10B-$519.00M-$9.07B-$14.93B$24.51B$18.38B$4.44B$11.21B
Dividends paid$1.21B$1.25B$1.32B$1.42B$1.47B$1.45B$1.56B$1.78B$2.00B$2.27B
Share buybacks$4.40B$4.30B$1.60B—$1.03B$7.65B$3.50B$3.65B$6.02B$5.81B
Stock-based compensation$254.00M$282.00M$283.00M$283.00M$249.00M$330.00M$375.00M$450.00M$504.00M$551.00M
Depreciation & amortization$1.09B$1.32B$1.29B$1.19B$1.54B$1.70B$1.63B$1.65B$1.68B$1.78B

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.