Citigroup Q4 net income falls 13% to $2.5 billion on $1.2 billion Russia loss
Citigroup reported fourth-quarter 2025 net income of $2.5 billion, or $1.19 per diluted share, down from $2.9 billion, or $1.34 per share, a year earlier. Revenue rose 2% to $19.9 billion, but results included a $1.2 billion loss on the held-for-sale accounting for its planned sale of AO Citibank in Russia; excluding that item, EPS was $1.81 and net income was $3.6 billion. For the full year, net income rose to $14.3 billion from $12.7 billion.
Key points
- Q4 2025 net income $2.5 billion ($1.19 per diluted share) versus $2.9 billion ($1.34) in Q4 2024; revenue $19.9 billion, up 2%
- Russia-related loss on sale of $1.2 billion ($1.1 billion after tax); excluding it, EPS was $1.81 and revenue rose 8%
- Full-year 2025 net income $14.3 billion and revenue $85.2 billion, versus $12.7 billion and $80.7 billion in 2024
- Returned about $17.6 billion to shareholders in 2025, including $13 billion in share buybacks; CET1 ratio 13.2% at year end
The filing
Written by AI on Nov 8, 2026, 2:16 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 14, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.