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AI brief of an SEC Form 8-K · Credit Acceptance (CACC)

Credit Acceptance: Chief Analytics and Chief Sales Officers to retire effective Feb. 1, 2026

Neutral Impact 3 of 5 leadership Written later

Credit Acceptance said Chief Analytics Officer Arthur L. Smith and Chief Sales Officer Daniel A. Ulatowski will retire as officers and employees effective February 1, 2026. Each is expected to serve as a non-employee advisor until July 31, 2026, under separation and advisory agreements that are subject to a general release of claims. The filing does not name replacements, and the stock options of both men will remain exercisable through December 30, 2026.

Key points

  • Arthur L. Smith, Chief Analytics Officer, retires effective February 1, 2026, with a monthly consulting fee of $66,758.01 during the advisory period
  • Daniel A. Ulatowski, Chief Sales Officer, retires effective February 1, 2026, with a monthly consulting fee of $64,166.67 during the advisory period
  • Advisory services are expected to run until July 31, 2026, and stock options for both officers remain exercisable through December 30, 2026

The filing

CompanyCredit Acceptance (CACC)
Form8-K, current report
Filed with the SECJan 26, 2026, 4:27 PM ET
Accession number0000885550-26-000007

Items reported: 5.02 Director / Officer Change

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:05 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 26, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.