AI brief of an SEC Form 8-K · Pathward Financial (CASH)

Pathward Q4 EPS rises to $1.85 as net income slips to $38.6 million

Mixed Impact 3 of 5 earnings

Pathward Financial reported fourth-quarter fiscal 2026 net income of $38.6 million, or $1.85 per diluted share, compared with $38.8 million, or $1.69, a year earlier. For fiscal 2026, net income fell to $175.7 million from $185.9 million, while diluted EPS rose to $8.14 from $7.87. Nonperforming loans and leases rose to $289.3 million, or 5.61% of gross loans, from $99.1 million a year earlier, which shareholders may watch closely.

Key points

  • Q4 net income $38.6 million vs. $38.8 million a year earlier; diluted EPS $1.85 vs. $1.69
  • Fiscal 2026 net income $175.7 million vs. $185.9 million; diluted EPS $8.14 vs. $7.87
  • Net interest income fell 8% in Q4 and noninterest income rose 12% to $65.6 million
  • Nonperforming loans and leases were $289.3 million at September 30, 2026, vs. $99.1 million a year earlier

The filing

CompanyPathward Financial (CASH)
Form8-K, current report
Filed with the SECOct 21, 2026, 4:05 PM ET
Accession number0000907471-26-000042

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.