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Pathward Financial, Inc. (CASH)

Nasdaq Financials Regional Banks S&P SmallCap 600
$76.26
-0.38 (-0.50%)
Close of Nov 06, 2026 · end-of-day data
Source: Pathward Financial, Inc.'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 04, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$486.75M$498.83M$549.89M$601.13M$727.67M$797.41M$839.89M
Selling, general & admin————$0$0$0
Interest expense$61.52M$33.80M$6.86M$4.87M$10.87M——
Pre-tax income$97.94M$115.00M$156.45M$180.30M$155.04M$218.62M$223.05M
Income tax-$3.37M$5.66M$10.70M$26.20M$9.59M$34.11M$36.27M
Net income$97.00M$104.72M$141.71M$151.13M$143.27M$183.22M$185.87M
EPS (basic)$2.49$2.94$4.38$5.09$5.26$7.21$7.91
EPS (diluted)$2.49$2.94$4.38$5.09$5.24$7.20$7.87
Diluted shares37.97M34.83M31.75M29.23M26.93M25.20M23.52M
Net margin19.9%21.0%25.8%25.1%19.7%23.0%22.1%

Balance sheet

fiscal years · USD
Fiscal yearFY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$126.55M$427.37M$314.02M$388.04M$375.58M$158.34M$120.57M
Goodwill$309.50M$309.50M$309.50M$309.50M$309.50M$309.50M$297.93M
Total assets$6.18B$6.09B$6.69B$6.74B$7.50B$7.53B$7.17B
Short-term debt$646.02M$0—$0$13.00M$377.00M$9.00M
Long-term debt$215.84M$98.22M$92.83M$36.03M$33.87M$33.35M$33.46M
Total debt$861.86M$98.22M$92.83M$36.03M$46.87M$410.35M$42.46M
Total liabilities$5.34B$5.24B$5.82B$6.10B$6.89B$6.71B$6.31B
Shareholders' equity$839.91M$843.71M$870.73M$633.24M$619.35M$822.47M$858.04M

Cash flow

fiscal years · USD
Fiscal yearFY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$191.01M$467.22M$581.64M$290.05M$327.91M$488.81M$450.62M
Capital expenditures$13.97M$12.27M$12.96M$8.18M$8.62M$10.14M$11.68M
Free cash flow$177.04M$454.95M$568.68M$281.87M$319.29M$478.66M$438.94M
Investing cash flow-$339.20M-$206.32M-$1.12B-$332.11M-$945.56M-$262.93M$25.84M
Financing cash flow$174.88M$40.02M$422.93M$117.82M$604.86M-$443.20M-$513.03M
Dividends paid$7.76M$7.10M$6.40M$5.92M$5.43M$5.07M$4.69M
Stock-based compensation$12.94M$10.22M$6.85M$10.00M$11.07M$10.29M$9.51M
Depreciation & amortization$55.15M$60.74M$59.05M$61.60M$64.95M$57.77M$59.73M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.