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AI brief of an SEC Form 8-K · Commerce Bancshares (CBSH)

Commerce Bancshares Q2 EPS rises to $1.14 from $1.03; net income $152.5 million

Positive Impact 3 of 5 earnings Written later

Commerce Bancshares reported second quarter 2025 earnings of $1.14 per share, up from $1.03 in the same quarter of 2024 and $0.98 in the first quarter of 2025. Net income attributable to the company was $152.5 million, compared with $139.6 million a year earlier, and the filing furnishes the July 16, 2025 earnings release and an investor slide presentation. For shareholders, the filing shows higher quarterly profit, with the company also referencing its previously announced plan to acquire FineMark Holdings.

Key points

  • Q2 2025 diluted EPS was $1.14, versus $1.03 in Q2 2024 and $0.98 in Q1 2025
  • Net income for the second quarter was $152.5 million; year-to-date net income was $284.1 million
  • Net interest income was $280.1 million, and non-interest income was $165.6 million, up 8.8% from a year earlier
  • Return on average equity was 17.40% for the quarter; non-accrual loans were 0.11% of total loans

The filing

CompanyCommerce Bancshares (CBSH)
Form8-K, current report
Filed with the SECJul 16, 2025, 9:18 AM ET
Accession number0000022356-25-000043

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 12:57 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 16, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.