Flash FinanceUS
Market closed · weekend S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · Citizens Financial (CFG)

Citizens Financial Group Q4 net income $401 million, EPS $0.83; 2024 EPS $3.03

Mixed Impact 3 of 5 earnings Written later

Citizens Financial Group reported fourth quarter 2024 net income of $401 million, or $0.83 per diluted share, up from $0.77 in the third quarter and $0.34 a year earlier. Underlying EPS was $0.85, up from $0.79 in the third quarter and flat versus $0.85 a year earlier. For full year 2024, net income was $1.5 billion and EPS was $3.03, compared with $3.13 in 2023, while underlying EPS fell to $3.24 from $3.88.

Key points

  • Q4 2024 total revenue was $1,986 million, up from $1,901 million in Q3 2024 and $1,988 million in Q4 2023.
  • Q4 2024 underlying EPS was $0.85 and underlying ROTCE was 10.7%; CET1 ratio was 10.8%.
  • Board declared a quarterly common dividend of $0.42 per share, payable February 14, 2025, to holders of record on January 31, 2025.
  • Period-end loans and leases fell 1.7% from the prior quarter to $139.2 billion.

The filing

CompanyCitizens Financial (CFG)
Form8-K, current report
Filed with the SECJan 17, 2025, 6:32 AM ET
Accession number0000759944-25-000005

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:10 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 17, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.