Citizens Financial Q1 2025 net income $373 million, EPS $0.77 vs $0.65 a year ago
Citizens Financial Group reported first quarter 2025 net income of $373 million, or $0.77 diluted EPS, compared with $0.65 a year earlier and $0.83 in fourth quarter 2024. Total revenue fell 1% from a year earlier and 3% from the prior quarter, while reported EPS rose year over year, so the headline results point in different directions for shareholders.
Key points
- Net income of $373 million, down 7% from $401 million in fourth quarter 2024 and up 12% from $334 million in first quarter 2024.
- Total revenue of $1.935 billion, down 3% from fourth quarter 2024 and down 1% from first quarter 2024.
- Agreement to sell about $1.9 billion of Non-Core education loans, with $200 million settled in first quarter 2025.
- Board declared a quarterly common dividend of $0.42 per share, payable May 14, 2025, to holders of record on April 30, 2025.
The filing
Written by AI on Nov 8, 2026, 1:10 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 16, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.