AI brief of an SEC Form 8-K · Citizens Financial (CFG)

Citizens Financial Group Q1 net income up 39% to $517 million, EPS $1.13

Positive Impact 3 of 5 earnings Written later

Citizens Financial Group reported first quarter 2026 net income of $517 million, up 39% from a year earlier, and diluted EPS of $1.13, up 47% year over year and flat from the fourth quarter of 2025. Total revenue was $2,168 million, up 12% year over year, while pre-provision profit fell 3% from the prior quarter to $790 million. The company also declared a quarterly common dividend of $0.46 per share, payable May 14, 2026.

Key points

  • Net income $517 million, up 39% year over year and down 2% from fourth quarter 2025
  • Diluted EPS $1.13, up from $0.77 a year earlier; return on average tangible common equity 12.2%
  • Total revenue $2,168 million; net interest margin rose to 3.14%, up 24 basis points year over year
  • Quarterly common dividend of $0.46 per share, payable May 14, 2026 to holders of record April 30, 2026

The filing

CompanyCitizens Financial (CFG)
Form8-K, current report
Filed with the SECApr 16, 2026, 6:30 AM ET
Accession number0000759944-26-000070

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:10 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 16, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.