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AI brief of an SEC Form 8-K · Citizens Financial (CFG)

Citizens Financial Q2 2026 net income rises 35% to $587 million; EPS $1.30

Positive Impact 3 of 5 earnings Written later

Citizens Financial Group reported second quarter 2026 net income of $587 million, up 35% from a year earlier, and diluted EPS of $1.30, up 41% year over year and 15% from the first quarter. The company also declared a quarterly common dividend of $0.46 per share and reported a CET1 ratio of 10.4%, down from 10.6% a year earlier.

Key points

  • Total revenue of $2,283 million, up 5% from the first quarter of 2026 and up 12% from the second quarter of 2025
  • Net interest income of $1,631 million, up 14% year over year; net interest margin of 3.16%, up 22 basis points
  • Quarterly common dividend of $0.46 per share, payable August 13, 2026, to holders of record on July 30, 2026
  • Company repurchased $225 million of common shares in the second quarter, compared with $300 million in the first quarter

The filing

CompanyCitizens Financial (CFG)
Form8-K, current report
Filed with the SECJul 16, 2026, 6:32 AM ET
Accession number0000759944-26-000133

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:10 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 16, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.