Every material Form 8-K Chime Financial, Inc. has filed with the SEC since August 05, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Chime Financial reported third-quarter 2026 revenue of $718 million, up 32% from a year earlier, and its third consecutive quarter of GAAP net income, at $44 million. The company raised its fourth-quarter and full-year 2026 guidance, which matters to shareholders because it signals management expects the growth and profitability trend to continue.
Q3 2026 revenue grew 32% year over year to $718 million, up from 27% growth in Q2 2026.
Net income was $44 million, compared with a net loss of $55 million in the same quarter of 2025.
Full-year 2026 revenue guidance is $2.792 billion to $2.802 billion; adjusted EBITDA guidance is $519 million to $524 million.
The pending Stride Bank acquisition remains on track to close in the first half of 2027, subject to regulatory approvals.
Chime entered into a merger agreement to acquire Central Service Corporation (CSC), the parent of Stride Bank, N.A., for $590 million, subject to customary adjustments. Chime also raised its third-quarter and full-year 2026 guidance, and the deal is expected to close in the first half of 2027 after approvals from the OCC and the Federal Reserve. The acquisition would make Chime a bank holding company and give it its own bank charter.
Purchase price of $590 million, subject to adjustments for transaction expenses, certain dividends and preferred stock redemption
Expected close in the first half of 2027, subject to OCC and Federal Reserve approvals
Q3 2026 revenue guidance of $705 million, about 30% year-over-year growth; full-year revenue guidance of $2.76 billion to $2.77 billion
Full-year 2026 adjusted EBITDA guidance of $481 million to $489 million; Chime expects more than $100 million in net synergies
Chime reported second-quarter 2026 revenue of $670 million, up 27% year over year, and net income of $28 million, its second straight quarter of GAAP profit. It raised its full-year 2026 outlook, but also announced a reorganization cutting about 10% of its workforce and the departure of CFO Matthew Newcomb, with President Mark Troughton named interim CFO.
Q2 2026 revenue was $670 million, up 27% year over year; net income was $28 million.
Full-year 2026 revenue outlook is $2.725 billion to $2.745 billion; adjusted EBITDA outlook is $465 million to $475 million.
Reorganization reduces about 10% of the workforce, with an expected net income impact of $6 million to $9 million in Q3 2026.
CFO Matthew Newcomb steps down effective August 7, 2026; Mark Troughton is interim CFO and a permanent CFO search has started.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Chime Financial, Inc. filing is on SEC EDGAR ↗. 8-K briefs of other companies →