Chime revenue rises 32% to $718 million in Q3 and company raises 2026 outlook
Chime Financial reported third-quarter 2026 revenue of $718 million, up 32% from a year earlier, and its third consecutive quarter of GAAP net income, at $44 million. The company raised its fourth-quarter and full-year 2026 guidance, which matters to shareholders because it signals management expects the growth and profitability trend to continue.
Key points
- Q3 2026 revenue grew 32% year over year to $718 million, up from 27% growth in Q2 2026.
- Net income was $44 million, compared with a net loss of $55 million in the same quarter of 2025.
- Full-year 2026 revenue guidance is $2.792 billion to $2.802 billion; adjusted EBITDA guidance is $519 million to $524 million.
- The pending Stride Bank acquisition remains on track to close in the first half of 2027, subject to regulatory approvals.
The filing
Written by AI on Nov 9, 2026, 11:43 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 04, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.