Every material Form 8-K Deluxe has filed with the SEC since February 05, 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Deluxe reported third quarter 2026 revenue of $553.9 million, up 2.5% from a year earlier, while net income fell to $13.0 million from $33.7 million, partly due to acquisition-related costs and higher interest expense. The company raised its full-year 2026 outlook for revenue, adjusted EBITDA and adjusted diluted EPS, and affirmed its free cash flow forecast of approximately $200 million.
Q3 revenue $553.9 million, up 2.5%; comparable adjusted revenue up 9.1% after removing business exits
GAAP diluted EPS $0.28 versus $0.74; comparable adjusted diluted EPS $1.06, up 1.9%
Updated 2026 outlook: revenue $2.13 to $2.15 billion; adjusted EBITDA $470 to $480 million; adjusted diluted EPS $3.80 to $4.00
Quarterly dividend of $0.30 per share, payable December 1, 2026, to holders of record on November 17, 2026
Deluxe reported second-quarter 2026 results, with reported revenue down 4.2% to $499.3 million and net income down 14.3% to $19.2 million, partly due to one-time Celero transaction costs. The company raised its full-year 2026 revenue and adjusted EBITDA ranges to include Celero, which closed July 31, 2026, while comparable adjusted revenue rose 2.6% and comparable adjusted diluted EPS rose 6.1% to $0.87.
Reported revenue fell 4.2% to $499.3 million; comparable adjusted revenue rose 2.6% to $499.3 million from $486.8 million.
Net income was $19.2 million versus $22.4 million a year earlier; GAAP diluted EPS was $0.41 versus $0.50.
Updated 2026 guidance: revenue of $2.095 to $2.12 billion, adjusted EBITDA of $455 to $475 million, adjusted diluted EPS of $3.60 to $4.00.
Board approved a regular quarterly dividend of $0.30 per share, payable September 1, 2026, to holders of record on August 18, 2026.
Deluxe completed its acquisition of Celero Commerce on July 31, 2026, for an approximate $625 million cash purchase price plus certain seller transaction expenses, subject to adjustments. The closing was funded by borrowings under a new $800 million term loan and a $400 million revolving credit facility, with JPMorgan Chase Bank, N.A. as administrative agent. The company expects the deal to be accretive to adjusted EPS in the first full year after closing and will provide updated 2026 guidance with its second quarter results on August 5, 2026.
Cash purchase price of approximately $625 million, plus certain seller transaction expenses and other adjustments
New senior secured credit facilities: $400.0 million revolving facility and $800.0 million term loan, maturing July 31, 2031 for the revolver
Expected more than $15 million in cost synergies; deal expected to be accretive to adjusted EPS in the first full year after closing
Updated full-year 2026 guidance to be given with second quarter results on August 5, 2026
Deluxe agreed on June 17, 2026 to acquire Celero Commerce, a payment processor for small to mid-sized businesses, for approximately $625 million in cash plus seller expenses and adjustments. The deal is funded with an incremental $375 million Term Loan A and drawings on Deluxe's existing revolving credit facility, and Deluxe expects net leverage of about 3.9x at closing. Deluxe reaffirmed its 2026 full-year guidance, which excludes Celero, and plans to update guidance after closing.
Purchase price of approximately $625 million in cash, funded by a $375 million incremental Term Loan A and the existing revolver
Deluxe expects net leverage of about 3.9x at closing and a return to below 3.0x within 24 months after closing
Celero reported over $200 million in 2025 revenue and a 28% adjusted EBITDA margin, per the company; Deluxe expects over $15 million in cost synergies by 2028
Closing is subject to regulatory approvals and customary conditions, with completion expected in the third quarter of 2026
Deluxe reported first-quarter 2026 revenue of $538.1 million, up 0.3%, and net income of $35.8 million, up from $14.0 million a year earlier. The company updated its full-year 2026 outlook for the March sale of its Safeguard small business distributor channel, affirmed its free cash flow forecast of approximately $200 million, and said it maintained its comparable adjusted growth estimates. For shareholders, profit rose sharply while the outlook was adjusted for the divestiture.
Revenue was $538.1 million, up 0.3%; comparable adjusted revenue rose 2.7%.
Net income was $35.8 million versus $14.0 million; GAAP diluted EPS was $0.77 versus $0.31.
Comparable adjusted EBITDA rose 19.7% to $117.9 million; comparable adjusted diluted EPS rose 45.8% to $1.05.
2026 outlook, adjusted for the Safeguard divestiture: revenue of $1.985 to $2.050 billion, comparable adjusted diluted EPS of $3.60 to $4.00, and free cash flow of approximately $200 million.
Deluxe Corporation disclosed that director Cheryl E. Mayberry McKissack notified the Board on March 4, 2026, that she will not stand for re-election at the company's 2026 Annual Meeting of Shareholders. The filing gives no reason for the decision and does not name a replacement, so the change's effect on the Board is not stated.
Director Cheryl E. Mayberry McKissack notified the Board on March 4, 2026.
She will not stand for re-election at the 2026 Annual Meeting of Shareholders.
The filing gives no reason for the decision and names no successor.
Deluxe and certain subsidiaries signed an asset purchase agreement to sell specified assets tied to their Safeguard and Safeguard Business Systems brands to PFG-SG Operating Group LLC. The buyer will pay about $25 million, with $12 million due at closing and the rest in three equal annual installments, and the deal is expected to close in the first quarter of 2026.
Aggregate purchase price is approximately $25 million: $12 million at closing, remainder in three equal installments on each later anniversary of closing.
Transaction is expected to close in the first quarter of 2026, subject to customary closing conditions.
Either side may terminate if closing conditions are not met by April 30, 2026, and the Seller Entities agree to a three-year non-compete and non-solicit covenant after closing.
Deluxe reported fourth-quarter and full-year 2025 results on January 28, 2026. Full-year net income rose to $85.3 million from $52.9 million, and full-year revenue increased 0.5% to $2.13 billion. The company also issued full-year 2026 guidance for revenue, adjusted EBITDA, adjusted diluted EPS and free cash flow.
Full-year 2025 GAAP diluted EPS was $1.87, versus $1.18 in 2024; comparable adjusted diluted EPS rose 12.6% to $3.67.
Fourth-quarter 2025 revenue was $535.3 million, up 2.8%, and net income was $15.1 million, up from $12.6 million.
2026 outlook: revenue of $2.11 to $2.175 billion, adjusted EBITDA of $445 to $470 million, adjusted diluted EPS of $3.90 to $4.30, and free cash flow of approximately $200 million.
Board approved a regular quarterly dividend of $0.30 per share, payable February 23, 2026, to holders of record on February 9, 2026.
Deluxe Receivables LLC, a wholly-owned subsidiary of Deluxe Corporation, entered into Amendment No. 1 to its Receivables Financing Agreement with MUFG Bank on December 15, 2025. The amendment increases the facility limit to $100 million and extends the scheduled termination date to December 14, 2028. For shareholders, this is a financing amendment that expands borrowing capacity and extends the facility's term, with pricing tied to the company's long-term debt rating.
Facility limit increased to $100,000,000 from the prior limit under the March 13, 2024 agreement
Required Capital Amount increased to $17,500,000
Scheduled Termination Date extended from March 12, 2027 to December 14, 2028
Pricing Level as of the Closing Date is II, with a drawn fee of 1.15%
Deluxe reported third quarter 2025 revenue of $540.2 million, up 2.2% from a year earlier, and net income of $33.7 million, up from $8.9 million. The company raised its full-year 2025 adjusted diluted EPS guidance to $3.45 to $3.60 and kept its revenue, adjusted EBITDA, and free cash flow outlook within narrowed ranges.
Q3 2025 revenue was $540.2 million, up 2.2% from $528.4 million; comparable adjusted revenue rose 2.5%.
Q3 comparable adjusted diluted EPS was $1.09, up 29.8% from $0.84; GAAP diluted EPS was $0.74 versus $0.20.
Full-year 2025 adjusted diluted EPS guidance was raised to $3.45 to $3.60; revenue guidance of $2.11 to $2.13 billion was affirmed.
Free cash flow for the first nine months was $95.9 million, up $31.6 million; the board approved a $0.30 quarterly dividend payable December 1, 2025.
Deluxe elected Michelle T. Collins to its board of directors effective August 20, 2025, filling a seat with a retired Deloitte executive. The filing says she qualifies as independent and as an audit committee financial expert, and she will serve on the Audit and Finance Committee.
Michelle T. Collins elected to the Board on August 20, 2025, effective the same day
Board determined Collins is independent under NYSE standards and qualifies as an audit committee financial expert
Collins will serve on the Audit and Finance Committee; a second committee assignment is to be determined
Collins previously served as Vice Chair and a member of Deloitte's U.S. Board of Directors and sits on the Owens Corning board
Deluxe Corporation acquired certain assets, intellectual property and customer contracts tied to J.P. Morgan's CheckMatch electronic check conveyance service under an asset purchase agreement dated August 6, 2025, for an aggregate price of $25 million. Half was paid at closing and half is due 180 days later. The company says the deal extends its Deluxe Payment Network and could bring revenue and cost synergies, but the filing gives no financial results or synergy figures.
Purchase price is $25,000,000: $12,500,000 paid on August 6, 2025, and $12,500,000 due 180 days after closing.
Deluxe acquired assets, intellectual property rights and customer contracts and assumed certain related liabilities.
Deluxe says it has more than doubled the number of lockboxes accessible through its network in the first half of 2025.
The agreement includes non-competition and non-solicitation covenants and indemnification provisions.
Deluxe reported second quarter 2025 revenue of $521.3 million, down 3.1% from a year earlier, while net income rose 9.3% to $22.4 million. The company affirmed its 2025 revenue, adjusted EBITDA, and adjusted diluted EPS guidance and raised its free cash flow range to $130 million to $150 million, which matters to shareholders because it signals stronger expected cash generation even as sales decline.
Revenue was $521.3 million versus $537.8 million a year earlier; comparable adjusted revenue fell 2.5%.
Net income was $22.4 million versus $20.5 million; diluted EPS was $0.50 versus $0.46.
Comparable adjusted diluted EPS rose 3.5% to $0.88, and comparable adjusted EBITDA rose 4.6% to $106.5 million.
Full-year free cash flow outlook was raised to between $130 million and $150 million; a $0.30 quarterly dividend is payable September 2, 2025.
Deluxe reported first quarter 2025 results, with revenue up 0.3% to $536.5 million and net income of $14.0 million, compared with $10.8 million a year earlier. Comparable adjusted diluted EPS rose 4.2% to $0.75, and the company left its full-year 2025 outlook unchanged, which matters because profit measures improved while guidance held steady.
Revenue was $536.5 million, up 0.3% from $535.0 million; comparable adjusted revenue rose 1.4%.
Net income was $14.0 million versus $10.8 million; GAAP diluted EPS was $0.31 versus $0.24.
Comparable adjusted diluted EPS was $0.75, up 4.2% from $0.72; free cash flow was $24.3 million versus $6.2 million.
Full-year 2025 outlook was unchanged, including adjusted diluted EPS of $3.25 to $3.55; a $0.30 quarterly dividend is payable June 2, 2025.
Deluxe Corporation's board elected Morgan M. "Mac" Schuessler, Jr., CEO, President and director of Evertec Group, as an independent director effective February 21, 2025. He was also assigned to the Audit and Finance and Corporate Governance Committees, effective April 23, 2025, alongside new director Hugh S. Cummins. The filing reports no financial results, and the board change is administrative in nature for shareholders.
Schuessler elected to the board by unanimous vote on February 20, 2025, effective February 21, 2025, and will stand for re-election at the 2025 Annual Meeting
Board determined Schuessler is independent under NYSE listing standards and company independence standards
Schuessler has been CEO, President and director of Evertec Group since 2015 and previously served as President, International, at Global Payments from 2005 to 2014
Committee assignments for Schuessler and Hugh S. Cummins take effect April 23, 2025
Deluxe reported fourth quarter and full year 2024 results and gave a full year 2025 outlook. Full year revenue fell 3.2% to $2,121.8 million, but net income rose to $52.9 million from $26.2 million, helped by cost management and lower restructuring spend. Fourth quarter net income fell 16.0% to $12.6 million, and the company guided 2025 revenue to $2.090 to $2.155 billion.
Full year 2024 revenue was $2,121.8 million, down 3.2% from $2,192.3 million in 2023; comparable adjusted revenue fell 1.2%.
Full year 2024 GAAP diluted EPS was $1.18 versus $0.59 in 2023; comparable adjusted diluted EPS rose 7.9% to $3.26.
Fourth quarter 2024 net income was $12.6 million, down from $15.0 million a year earlier.
2025 outlook: revenue of $2.090 to $2.155 billion, adjusted EBITDA of $415 to $435 million, adjusted diluted EPS of $3.25 to $3.55, and free cash flow of $120 to $140 million.
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