Eagle Bancorp returns to profit with $7.6 million net income in fourth quarter 2025
Eagle Bancorp reported fourth quarter 2025 net income of $7.6 million, or $0.25 per share, after a net loss of $67.5 million in the third quarter. The improvement was driven mainly by a $97.7 million decrease in provision for credit losses, though the company's profit was still below the $15.3 million net income reported in the fourth quarter of 2024. The company also declared a $0.01 per share cash dividend.
Key points
- Net income was $7.6 million, or $0.25 per share, versus a net loss of $67.5 million, or $(2.22) per share, in the third quarter of 2025.
- Provision for credit losses fell to $15.5 million from $113.2 million in the prior quarter; net charge-offs were $12.3 million.
- Noninterest expense rose to $59.8 million from $41.9 million, and net interest margin declined to 2.38% from 2.43%.
- A cash dividend of $0.01 per share is payable February 13, 2026, to shareholders of record on February 2, 2026.
The filing
Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 21, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.