Flash FinanceUS
Market closed · weekend S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · EZCORP (EZPW)

EZCORP Q4 revenue rises 16%; full-year net income falls to $38.5 million

Mixed Impact 3 of 5 earnings Written later

EZCORP reported results for the quarter and full year ended September 30, 2023. Fourth-quarter revenue rose 16% to $270.5 million and net income rose to $10.3 million, but full-year net income fell to $38.5 million from $50.2 million, mainly due to its share of a one-time, non-cash goodwill impairment recorded by Cash Converters International. The company also disclosed a new employment contract with CEO Lachlan Given, which it says mirrors his existing U.S. terms to comply with U.K. employment law.

Key points

  • Fourth-quarter diluted EPS was $0.15 versus $0.11 a year earlier; full-year diluted EPS was $0.53 versus $0.70.
  • Full-year total revenues were $1.049 billion, up 18% from $886.2 million, while full-year income before taxes fell to $51.6 million from $67.7 million.
  • Pawn loans outstanding rose 17% to $245.8 million; the company added 21 stores in the quarter.
  • The earnings conference call is scheduled for November 16, 2023 at 8:00 a.m. Central Time.

The filing

CompanyEZCORP (EZPW)
Form8-K, current report
Filed with the SECNov 15, 2023, 4:32 PM ET
Accession number0000876523-23-000048

Items reported: 2.02 Results of Operations5.02 Director / Officer Change7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 6:56 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 15, 2023.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.