Every material Form 8-K EZCORP filed with the SEC in 2024, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
EZCORP reported fiscal 2024 results for the year ended September 30, 2024, with total revenues up 11% to $1,161.6 million and GAAP net income of $83.1 million, up $44.6 million from the prior year. Diluted earnings per share were $1.10, compared with $0.53, and fourth-quarter net income rose to $15.2 million from $10.3 million. Headline revenue and profit both improved, but cash and cash equivalents fell 23% to $170.5 million, and the company will discuss the results on a conference call on November 14, 2024.
Full-year total revenues rose 11% to $1,161.6 million; full-year net income was $83.1 million, up $44.6 million.
Full-year diluted EPS was $1.10 versus $0.53; on an adjusted basis, diluted EPS was $1.12 versus $0.93.
Fourth-quarter net income was $15.2 million versus $10.3 million, and diluted EPS was $0.21 versus $0.15.
Cash and cash equivalents were $170.5 million at quarter end, down 23%, mainly due to the 2024 convertible debt maturity and payoff.
EZCORP reported results for the quarter ended June 30, 2024, with total revenues up 10% to $281.4 million and diluted earnings per share of $0.25, up from $0.24. Net income was $18.0 million, compared with $18.2 million a year earlier. The company also reported that pawn loans outstanding rose 14% to $261.7 million.
Total revenues rose 10% to $281.4 million; gross profit rose 12% to $166.7 million.
Diluted EPS was $0.25 versus $0.24; net income was $18.0 million versus $18.2 million.
On an adjusted basis, diluted EPS was $0.23 versus $0.20, and adjusted net income rose $2.2 million or 14%.
Company repurchased $3.0 million of shares in the quarter and settled convertible notes after quarter end for $34.4 million in cash and 77,328 shares.
EZCORP reported results for the fiscal second quarter ended March 31, 2024, showing net income of $21.5 million, compared with a net loss of $6.8 million a year earlier. The prior-year loss included EZCORP's share of a one-time, non-cash goodwill impairment at Cash Converters International, so the year-over-year comparison is distorted, but total revenues still rose 11% to $285.6 million.
Net income $21.5 million vs. net loss $6.8 million; diluted EPS $0.29 vs. diluted loss of $0.12
Total revenues $285.6 million, up 11%; gross profit $167.6 million, up 12%
Adjusted net income $20.7 million, up from $17.1 million; adjusted diluted EPS $0.28 vs. $0.23
Management will host an earnings conference call on May 2, 2024, at 8:00 am Central Time
EZCORP reported results for the quarter ended December 31, 2023, showing higher revenue, net income and diluted earnings per share from a year earlier. Net income rose to $28.5 million from $16.8 million, and diluted EPS was $0.36 versus $0.25, which points to improved profitability for shareholders. The company will hold an earnings call on February 1, 2024.
Total revenues rose to $300.0 million from $264.3 million, up 13%.
Net income was $28.5 million versus $16.8 million; diluted EPS was $0.36 versus $0.25.
Pawn loans outstanding rose 16% to $243.3 million.
Earnings conference call is scheduled for February 1, 2024, at 8:00 am Central Time.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every EZCORP filing is on SEC EDGAR ↗. 8-K briefs of other companies →