Every material Form 8-K FIRST BUSINESS FINANCIAL SERVICES, INC. has filed with the SEC since August 20, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
First Business Financial Services (FBIZ) posted a Q3 2026 investor presentation on its website, reviewing results through September 30, 2026. The deck shows record year-to-date earnings, with diluted EPS of $5.24, up 20%, and operating revenue up 10%, but also a 23% quarter-over-quarter rise in nonperforming assets to $40.2 million.
Q3 2026 diluted EPS was $1.95, up 15% year over year; year-to-date EPS was $5.24, up 20%
Year-to-date operating revenue rose 10% to $138.5 million, and operating expense rose 7%
Nonperforming assets were $40.2 million at September 30, 2026, up 23% from the prior quarter; the two largest relationships were $22.7 million and $6.0 million
The company completed its exit from out-of-footprint SBA 7(a) lending in May 2026 and estimates a $0.03 quarterly EPS benefit in 2027
First Business Financial Services reported net income available to common shareholders of $16.4 million, or $1.95 per diluted share, for the quarter ended September 30, 2026, up from $1.70 a year earlier and $1.84 in the prior quarter. The company also declared a $0.34 quarterly dividend, but management expects operating expenses to rise from the third-quarter level as it invests in talent, technology, and marketing.
Diluted EPS of $1.95 compared with $1.84 in Q2 2026 and $1.70 in Q3 2025
Net interest margin of 3.80%, up from 3.68% a year earlier; nonperforming assets rose to $40.2 million, or 0.91% of total assets
Quarterly cash dividend of $0.34 per share, payable November 30, 2026, to holders of record on November 12, 2026
Management expects operating expenses to increase from Q3 levels; full-year 2026 effective tax rate expected between 13% and 15%
First Business Financial Services furnished an investor presentation on its second-quarter 2026 results and strategy. Diluted EPS was $1.84 and net income available to common was $15.4 million, up 28% from the linked quarter and 37% from a year earlier, though Q2 EPS included a $0.14 net one-time benefit. The company also exited out-of-footprint SBA 7(a) lending in May 2026 and estimates a $0.03 quarterly EPS benefit in 2027.
Q2 2026 diluted EPS $1.84 (up 28% linked quarter, up 36% year over year); net income available to common $15.4 million
Q2 EPS included a $0.14 net benefit from a $1.5 million deferred tax asset valuation allowance reversal, partly offset by $405,000 in severance costs
Operating revenue $46.7 million, up 14% year over year for the first half comparison in the table is $91.0 million, up 11%
Out-of-footprint SBA 7(a) lending exit completed in May 2026; estimated 2027 quarterly EPS benefit of $0.03
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every FIRST BUSINESS FINANCIAL SERVICES, INC. filing is on SEC EDGAR ↗. 8-K briefs of other companies →