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AI brief of an SEC Form 8-K · FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)

First Business Financial reports record YTD EPS of $5.24, up 20% from 2025

Positive Impact 3 of 5 earnings Written later

First Business Financial Services (FBIZ) posted a Q3 2026 investor presentation on its website, reviewing results through September 30, 2026. The deck shows record year-to-date earnings, with diluted EPS of $5.24, up 20%, and operating revenue up 10%, but also a 23% quarter-over-quarter rise in nonperforming assets to $40.2 million.

Key points

  • Q3 2026 diluted EPS was $1.95, up 15% year over year; year-to-date EPS was $5.24, up 20%
  • Year-to-date operating revenue rose 10% to $138.5 million, and operating expense rose 7%
  • Nonperforming assets were $40.2 million at September 30, 2026, up 23% from the prior quarter; the two largest relationships were $22.7 million and $6.0 million
  • The company completed its exit from out-of-footprint SBA 7(a) lending in May 2026 and estimates a $0.03 quarterly EPS benefit in 2027

The filing

CompanyFIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)
Form8-K, current report
Filed with the SECNov 5, 2026, 9:16 AM ET
Accession number0001193125-26-448813

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 05, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.