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AI brief of an SEC Form 8-K · First Bancorp (Southern Pines NC) (FBNC)

First Bancorp Q2 2025 net income rises to $38.6 million, EPS $0.93

Positive Impact 3 of 5 earnings Written later

First Bancorp reported second quarter 2025 net income of $38.6 million, or $0.93 per diluted share, up from $36.4 million, or $0.88, in the first quarter and $28.7 million, or $0.70, a year earlier. Net interest income rose to $96.7 million, driven by a higher net interest margin of 3.32%, while noninterest expenses were $59.0 million. The Board also raised the quarterly dividend to $0.23 per share.

Key points

  • Net income $38.6 million, diluted EPS $0.93 for the quarter ended June 30, 2025, versus $0.70 a year earlier
  • Net interest income $96.7 million, up from $92.9 million in the linked quarter; net interest margin 3.32%
  • Noninterest expenses $59.0 million, up $1.1 million from the first quarter
  • Quarterly dividend increased to $0.23 per share, effective June 30, 2025

The filing

CompanyFirst Bancorp (Southern Pines NC) (FBNC)
Form8-K, current report
Filed with the SECJul 23, 2025, 4:06 PM ET
Accession number0000811589-25-000035

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 23, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.