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First Bancorp (Southern Pines NC) (FBNC)

Nasdaq Financials Regional Banks S&P SmallCap 600
$64.60
-0.17 (-0.26%)
Close of Nov 06, 2026 · end-of-day data
Source: First Bancorp (Southern Pines NC)'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 03, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$25.32M$17.45M$32.82M$70.12M$67.62M
Interest expense$9.52M$16.10M$142.10M——
Pre-tax income$120.32M$185.22M$131.96M$98.12M$139.50M
Income tax$24.68M$38.28M$27.82M$21.90M$28.45M
Net income$95.64M$146.94M$104.13M$76.22M$111.05M
EPS (basic)$3.19$4.12$2.54$1.85$2.68
EPS (diluted)$3.19$4.12$2.53$1.84$2.68
Diluted shares30.03M35.67M41.16M41.33M41.45M
Net margin377.7%842.1%317.3%108.7%164.2%

Balance sheet

fiscal years · USD
Fiscal yearFY2021FY2022FY2023FY2024FY2025
Cash & equivalents$461.16M$270.32M$237.85M$507.51M$309.60M
Goodwill$364.26M$364.26M$478.75M$478.75M$478.75M
Total assets$10.51B$10.63B$12.11B$12.15B$12.67B
Short-term debt$0$220.90M$529.00M$0$0
Long-term debt$67.39M$287.51M$630.16M$91.88M$74.57M
Total debt$67.39M$508.41M$1.16B$91.88M$74.57M
Total liabilities$9.28B$9.59B$10.74B$10.70B$11.01B
Shareholders' equity$1.23B$1.03B$1.37B$1.45B$1.65B

Cash flow

fiscal years · USD
Fiscal yearFY2021FY2022FY2023FY2024FY2025
Operating cash flow$142.34M$230.65M$131.40M$174.78M$203.13M
Capital expenditures$9.40M$5.29M$4.42M$2.66M$4.25M
Free cash flow$132.93M$225.37M$126.97M$172.12M$198.89M
Investing cash flow-$1.27B-$713.36M-$191.37M$169.67M-$562.07M
Financing cash flow$1.23B$291.86M$27.51M-$74.80M$161.03M
Dividends paid$22.23M$30.66M$34.94M$36.25M$37.28M
Share buybacks$4.04M$0$0$0$991.00K
Stock-based compensation$2.27M$2.98M$5.12M$4.92M$3.76M
Depreciation & amortization$6.19M$6.86M$7.75M$7.76M$6.79M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.