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AI brief of an SEC Form 8-K · First BanCorp (Puerto Rico) (FBP)

First BanCorp. Q2 net income rises to $80.2 million, EPS $0.50 from $0.47

Positive Impact 3 of 5 earnings Written later

First BanCorp. reported unaudited second-quarter 2025 net income of $80.2 million, or $0.50 per diluted share, up from $77.1 million, or $0.47, in the first quarter and $75.8 million, or $0.46, a year earlier. Net interest income and net interest margin rose, while non-interest income fell from a seasonally strong first quarter. For shareholders, the filing shows higher per-share earnings and capital returned through $28.2 million in buybacks and $29.0 million in declared dividends.

Key points

  • Net income $80.2 million, or $0.50 per diluted share, versus $77.1 million, or $0.47, in Q1 2025 and $75.8 million, or $0.46, in Q2 2024
  • Net interest income rose to $215.9 million from $212.4 million; net interest margin rose 4 basis points to 4.56%
  • Non-interest income fell to $30.9 million from $35.7 million, mainly due to $3.3 million in seasonal insurance commissions recorded in Q1 2025
  • Repurchased $28.2 million of common stock and declared $29.0 million in common stock dividends in the quarter

The filing

CompanyFirst BanCorp (Puerto Rico) (FBP)
Form8-K, current report
Filed with the SECJul 22, 2025, 9:30 AM ET
Accession number0001140361-25-026677

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:01 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 22, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.