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First BanCorp (Puerto Rico) (FBP)

NYSE Financials Regional Banks S&P SmallCap 600
$26.00
+0.07 (+0.27%)
Close of Nov 06, 2026 · end-of-day data
Source: First BanCorp (Puerto Rico)'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$673.25M$650.81M$607.69M$657.65M$711.55M$851.09M$918.38M$929.80M$938.20M$1.00B
Interest expense$101.17M$96.87M$99.58M$108.82M$92.66M$64.78M$67.32M$226.38M——
Pre-tax income$130.26M$61.98M$190.64M$239.37M$116.32M$427.82M$447.58M$397.44M$391.21M$416.73M
Income tax-$37.03M-$4.97M-$10.97M$72.00M$14.05M$146.79M$142.51M$94.57M$92.48M$71.87M
Net income$93.23M$66.96M$201.61M$167.38M$102.27M$281.02M$305.07M$302.86M$298.72M$344.87M
EPS (basic)$0.44$0.30$0.92$0.76$0.46$1.32$1.60$1.72$1.82$2.16
EPS (diluted)$0.43$0.30$0.92$0.76$0.46$1.31$1.59$1.71$1.81$2.15
Diluted shares215.79K216.12K216.68K217.13K217.67M211.30M191.97M177.18M165.27M160.74M
Net margin13.8%10.3%33.2%25.5%14.4%33.0%33.2%32.6%31.8%34.5%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$299.69M$716.39M$586.20M$644.10M$1.49B$2.54B$480.50M$663.16M$1.16B$658.60M
Goodwill$28.10M$28.10M$28.10M$28.10M$38.63M$38.61M$38.61M$38.61M$38.61M$38.61M
Total assets$11.92B$12.26B$12.24B$12.61B$18.79B$20.79B$18.63B$18.91B$19.29B$19.13B
Short-term debt—————————$0
Long-term debt———————$661.70M$561.70M$290.00M
Total debt———————$661.70M$561.70M$290.00M
Total liabilities$10.14B$10.39B$10.20B$10.38B$16.52B$18.68B$17.31B$17.41B$17.62B$17.17B
Shareholders' equity$1.79B$1.87B$2.04B$2.23B$2.28B$2.10B$1.33B$1.50B$1.67B$1.97B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$199.43M$235.96M$288.32M$294.28M$297.74M$399.72M$440.49M$362.96M$404.15M$448.56M
Capital expenditures$10.37M$9.42M$20.51M$22.48M$16.07M$13.35M$20.46M$22.60M$10.01M$11.03M
Free cash flow$189.06M$226.55M$267.81M$271.81M$281.67M$386.37M$420.03M$340.36M$394.14M$437.52M
Investing cash flow$83.19M-$73.26M-$223.26M-$342.97M-$1.24B-$1.26B-$681.46M-$78.45M$136.23M-$170.39M
Financing cash flow-$735.40M$254.00M-$195.26M$106.58M$1.79B$1.91B-$1.82B-$101.85M-$44.13M-$778.98M
Dividends paid$223.00K$2.68M$6.52M$30.36M$43.42M$65.02M$87.82M$99.67M$105.58M$115.52M
Share buybacks$1.13M$2.50M$2.83M$1.96M$206.00K$216.52M$277.77M$203.24M$102.39M$153.67M
Stock-based compensation$6.88M$7.30M$5.83M$3.95M$5.12M$5.46M$5.41M$7.80M$8.71M$10.10M
Depreciation & amortization$17.60M$16.40M$15.00M$17.60M$20.10M$25.00M$22.30M$20.50M$18.60M$17.20M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.