Every material Form 8-K FIRST CAPITAL INC has filed with the SEC since July 24, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
First Capital, Inc. (FCAP) signed a merger agreement on November 4, 2026, to acquire First Bancorp of Indiana, Inc. in an all-stock transaction valued at about $33.2 million. The deal is expected to close in the first half of 2027, subject to First Bancorp shareholder approval, regulatory approvals and other customary conditions, so shareholders of both companies will see the terms as the deal moves forward.
Each First Bancorp common share converts into 0.3075 shares of First Capital common stock, a fixed ratio that does not adjust for market price changes.
The $33.2 million value is based on First Capital's 20-day volume-weighted average price of $63.05 as of November 4, 2026.
First Bancorp would owe First Capital a $1.4 million termination fee in specified circumstances.
Michael H. Head, First Bancorp's President and CEO, will join First Capital's board at the Effective Time under a Settlement and Restrictive Covenant Agreement dated November 4, 2026.
First Capital, Inc. (NASDAQ: FCAP) reported third-quarter 2026 net income of $5.1 million, or $1.53 per diluted share, up from $4.5 million, or $1.34, a year earlier. The tax-equivalent net interest margin rose to 4.08% from 3.71%, while the provision for credit losses increased to $355,000 from $150,000. For shareholders, quarterly and nine-month earnings per share both increased compared with 2025.
Q3 2026 net income was $5.1 million, or $1.53 per diluted share, versus $4.5 million, or $1.34, in Q3 2025.
Nine-month 2026 net income was $14.2 million, or $4.25 per diluted share, versus $11.5 million, or $3.43, a year earlier.
Tax-equivalent net interest margin was 4.08% for the quarter versus 3.71%; nonperforming assets rose to $5.5 million from $4.4 million at December 31, 2025.
First Capital, Inc. (NASDAQ: FCAP), the holding company for First Harrison Bank, reported second-quarter 2026 net income of $4.8 million, or $1.43 per diluted share, up from $3.8 million, or $1.13 per diluted share, a year earlier. Higher interest income and a wider net interest margin drove the increase, and the filing shows total assets of $1.29 billion at June 30, 2026.
Q2 2026 net income was $4.8 million, or $1.43 per diluted share, versus $3.8 million, or $1.13, in Q2 2025.
Six-month net income was $9.1 million, or $2.72 per diluted share, versus $7.0 million, or $2.09, in the first half of 2025.
Tax-equivalent net interest margin rose to 3.98% for the quarter from 3.59%, and the effective tax rate rose to 20.8% from 18.4%.
Cash dividends were $0.31 per share for the quarter, up from $0.29 a year earlier.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every FIRST CAPITAL INC filing is on SEC EDGAR ↗. 8-K briefs of other companies →