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AI brief of an SEC Form 8-K · FIRST CAPITAL INC (FCAP)

First Capital Q2 net income rises to $4.8 million, or $1.43 per diluted share

Positive Impact 3 of 5 earnings Written later

First Capital, Inc. (NASDAQ: FCAP), the holding company for First Harrison Bank, reported second-quarter 2026 net income of $4.8 million, or $1.43 per diluted share, up from $3.8 million, or $1.13 per diluted share, a year earlier. Higher interest income and a wider net interest margin drove the increase, and the filing shows total assets of $1.29 billion at June 30, 2026.

Key points

  • Q2 2026 net income was $4.8 million, or $1.43 per diluted share, versus $3.8 million, or $1.13, in Q2 2025.
  • Six-month net income was $9.1 million, or $2.72 per diluted share, versus $7.0 million, or $2.09, in the first half of 2025.
  • Tax-equivalent net interest margin rose to 3.98% for the quarter from 3.59%, and the effective tax rate rose to 20.8% from 18.4%.
  • Cash dividends were $0.31 per share for the quarter, up from $0.29 a year earlier.

The filing

CompanyFIRST CAPITAL INC (FCAP)
Form8-K, current report
Filed with the SECJul 24, 2026, 4:45 PM ET
Accession number0001104659-26-086673

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:29 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 24, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.