AI brief of an SEC Form 8-K · FirstCash (FCFS)

FirstCash Q4 Revenue Rises 20% to $1.06 Billion; Diluted EPS Up 26% to $2.35

Positive Impact 3 of 5 earnings Written later

FirstCash reported fourth-quarter 2025 revenue of $1.06 billion, up 20% from $884 million a year earlier, and GAAP diluted earnings per share of $2.35, up 26%. For full-year 2025, GAAP diluted EPS rose 29% to $7.42, and the company also declared a $0.42 per share quarterly dividend, but it expects 2026 net revenue at its AFF payment solutions segment to decline 5% to 10%.

Key points

  • Q4 2025 revenue was $1,058.4 million versus $883.8 million in Q4 2024; GAAP net income was $104.2 million.
  • Full-year 2025 GAAP net income was $330 million and diluted EPS was $7.42, versus $5.73 in 2024.
  • Board declared a $0.42 per share dividend, payable February 27, 2026, to holders of record as of February 18, 2026.
  • 2026 outlook expects AFF net revenue to fall 10% to 15% in the first half and 5% to 10% for the full year, while U.K. pawn segment income is expected at $115 million to $125 million.

The filing

CompanyFirstCash (FCFS)
Form8-K, current report
Filed with the SECFeb 5, 2026, 4:24 PM ET
Accession number0000840489-26-000024

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 12:57 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 05, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.