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AI brief of an SEC Form 8-K · First Financial Bancorp (FFBC)

First Financial Q3 diluted EPS $0.55, down from $0.64 in Q2; net income $52.5 million

Mixed Impact 3 of 5 earnings Written later

First Financial Bancorp reported third quarter 2024 net income of $52.5 million, or $0.55 per diluted share, down from $60.8 million, or $0.64, in the second quarter. The decline reflects a $17.5 million net loss on investment securities, which the company describes as a large non-recurring item; on an adjusted basis, diluted EPS was $0.67. The board approved a quarterly dividend of $0.24 per share, up from $0.23 in the prior quarter.

Key points

  • Q3 2024 net income $52.5 million, or $0.55 diluted EPS, vs. $60.8 million, or $0.64, in Q2 2024
  • Net loss on investment securities of $17.5 million in Q3, including a $9.7 million impairment on two bonds
  • Adjusted diluted EPS of $0.67 (non-GAAP); net interest margin of 4.05%, or 4.08% fully tax-equivalent
  • Quarterly dividend of $0.24 per share, payable December 16, 2024 to holders of record as of December 2, 2024

The filing

CompanyFirst Financial Bancorp (FFBC)
Form8-K, current report
Filed with the SECOct 24, 2024, 4:17 PM ET
Accession number0000708955-24-000057

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:39 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 24, 2024.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.