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AI brief of an SEC Form 8-K · First Financial Bancorp (FFBC)

First Financial Bancorp Q4 net income rises to $64.9 million, $0.68 a diluted share

Mixed Impact 3 of 5 earnings Written later

First Financial Bancorp reported fourth quarter 2024 net income of $64.9 million, or $0.68 per diluted share, up from $52.5 million, or $0.55, in the third quarter. For the full year, diluted earnings per share fell to $2.40 from $2.69 in 2023, and net income fell to $228.8 million from $255.9 million, so shareholders saw a sequential improvement but a lower annual result.

Key points

  • Q4 2024 net income of $64.9 million, or $0.68 per diluted share, versus $52.5 million, or $0.55, in Q3 2024
  • Full-year 2024 diluted EPS of $2.40 versus $2.69 in 2023; net income of $228.8 million versus $255.9 million
  • Q4 adjusted EPS of $0.71 (non-GAAP); net interest margin on a fully tax-equivalent basis of 3.94%, down from 4.08% in Q3
  • Q4 noninterest expenses of $147.9 million included $14.3 million of tax credit writedowns

The filing

CompanyFirst Financial Bancorp (FFBC)
Form8-K, current report
Filed with the SECJan 23, 2025, 4:18 PM ET
Accession number0000708955-25-000003

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:38 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 23, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.