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AI brief of an SEC Form 8-K · First Hawaiian (FHB)

First Hawaiian Q1 net income rises to $59.2 million, $0.47 per diluted share

Positive Impact 3 of 5 earnings Written later

First Hawaiian reported first-quarter 2025 net income of $59.2 million, or $0.47 per diluted share, up from $52.5 million, or $0.41, in the fourth quarter of 2024. Net interest margin rose to 3.08% and noninterest income increased to $50.5 million, while total loans and deposits declined from year-end 2024 and the provision for credit losses was $10.5 million. The board also declared a $0.26 quarterly dividend per share, which is cash returned to shareholders.

Key points

  • Net income of $59.2 million, or $0.47 per diluted share, versus $52.5 million, or $0.41, in Q4 2024 and $54.2 million, or $0.42, in Q1 2024
  • Net interest margin of 3.08%, up 5 basis points from 3.03%; net interest income of $160.5 million
  • Provision for credit losses of $10.5 million, compared with a $0.8 million negative provision in Q4 2024; total loans declined $115.2 million and deposits declined $106.4 million from December 31, 2024
  • Quarterly dividend of $0.26 per share, payable May 30, 2025, to holders of record on May 19, 2025; repurchased 974 thousand shares for $25.0 million

The filing

CompanyFirst Hawaiian (FHB)
Form8-K, current report
Filed with the SECApr 23, 2025, 8:03 AM ET
Accession number0001558370-25-005188

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:49 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 23, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.