AI brief of an SEC Form 8-K · Fair Isaac (FICO)

FICO Q4 Revenue Rises 14% to $516 Million; Diluted EPS $6.42 vs. $5.44

Positive Impact 3 of 5 earnings Written later

FICO reported fourth-quarter fiscal 2025 revenue of $516 million, up 14% from $454 million a year earlier, and diluted earnings per share of $6.42 versus $5.44. Growth came mainly from Scores revenue, which rose 25%, and the company issued fiscal 2026 guidance calling for revenue of $2.35 billion and GAAP EPS of $33.47. For shareholders, revenue and profit both grew, though a $10.9 million restructuring charge reduced reported results.

Key points

  • Quarterly net income was $155.0 million, or $6.42 per diluted share, versus $135.7 million, or $5.44, a year earlier.
  • Scores revenue was $311.6 million, up 25%; Software revenue was flat at $204.2 million.
  • Fiscal 2026 guidance: revenue $2.35 billion, GAAP net income $795 million, GAAP EPS $33.47, non-GAAP EPS $38.17.
  • A pre-tax restructuring charge of $10.9 million, or $0.34 per share after tax, was recorded in the quarter.

The filing

CompanyFair Isaac (FICO)
Form8-K, current report
Filed with the SECNov 5, 2025, 4:19 PM ET
Accession number0000814547-25-000026

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:11 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 05, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.