Fair Isaac (FICO)

NYSE Information Technology Application Software S&P 500

$704.55

-2.85 (-0.40%)

Close of Nov 06, 2026 · end-of-day data

Source: Fair Isaac's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD

Fiscal year	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Revenue	$934.98M	$1.00B	$1.16B	$1.29B	$1.32B	$1.38B	$1.51B	$1.72B	$1.99B	$2.53B
Cost of revenue	$287.61M	$312.90M	$336.85M	$361.14M	$332.46M	$302.17M	$311.05M	$348.21M	$353.72M	$351.48M
Gross profit	$647.38M	$687.25M	$823.24M	$933.42M	$984.07M	$1.08B	$1.20B	$1.37B	$1.64B	$2.18B
Research & development	$110.87M	$128.38M	$149.48M	$166.50M	$171.23M	$146.76M	$159.95M	$171.94M	$188.35M	$209.31M
Selling, general & admin	$337.17M	$376.91M	$414.09M	$420.93M	$396.28M	$383.86M	$400.56M	$462.83M	$513.03M	$681.10M
Operating income	$182.16M	$175.36M	$253.55M	$295.97M	$505.49M	$542.41M	$642.83M	$733.63M	$924.85M	$1.27B
Interest expense	$25.79M	$31.31M	$39.75M	$42.18M	$40.09M	$68.97M	$95.55M	$105.64M	$133.65M	$223.31M
Pre-tax income	$156.28M	$156.93M	$216.07M	$257.00M	$473.14M	$471.31M	$553.62M	$642.02M	$802.60M	$1.10B
Income tax	$22.87M	$30.45M	$23.95M	$20.59M	$81.06M	$97.77M	$124.25M	$129.21M	$150.65M	$265.08M
Net income	$133.41M	$126.48M	$192.12M	$236.41M	$392.08M	$373.54M	$429.38M	$512.81M	$651.95M	$834.97M
EBITDA	$218.37M	$205.54M	$285.16M	$326.34M	$531.08M	$562.88M	$657.47M	$747.46M	$939.80M	$1.28B
EPS (basic)	$4.32	$4.26	$6.63	$8.13	$13.65	$14.34	$17.18	$20.78	$26.90	$36.52
EPS (diluted)	$4.14	$4.06	$6.34	$7.90	$13.40	$14.18	$16.93	$20.45	$26.54	$36.32
Diluted shares	32.24M	31.18M	30.29M	29.93M	29.26M	26.35M	25.37M	25.08M	24.56M	22.99M
Gross margin	69.2%	68.7%	71.0%	72.1%	74.7%	78.1%	79.4%	79.7%	82.2%	86.1%
Operating margin	19.5%	17.5%	21.9%	22.9%	38.4%	39.4%	42.5%	42.7%	46.5%	49.9%
Net margin	14.3%	12.6%	16.6%	18.3%	29.8%	27.1%	28.4%	29.9%	32.7%	32.9%

Balance sheet

fiscal years · USD

Fiscal year	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Cash & equivalents	$105.62M	$90.02M	$106.43M	$157.39M	$195.35M	$133.20M	$136.78M	$150.67M	$134.14M	$217.60M
Receivables	$168.59M	$266.74M	$297.43M	$334.18M	$312.11M	$322.41M	$387.95M	$426.64M	$529.15M	$602.95M
Total current assets	$310.93M	$396.39M	$455.71M	$534.08M	$550.97M	$484.71M	$556.45M	$617.41M	$705.16M	$911.67M
Goodwill	$804.41M	$800.89M	$803.54M	$812.36M	$788.18M	$761.07M	$773.33M	$782.75M	$783.34M	$791.87M
Total assets	$1.26B	$1.33B	$1.43B	$1.61B	$1.57B	$1.44B	$1.58B	$1.72B	$1.87B	$2.08B
Total current liabilities	$326.65M	$473.90M	$490.83M	$414.51M	$559.21M	$331.46M	$367.69M	$380.29M	$849.22M	$919.69M
Short-term debt	$142.00M	$235.00M	$218.00M	$95.00M	$250.00M	$30.00M	$50.00M	$15.00M	$399.54M	$337.50M
Long-term debt	$462.80M	$528.94M	$606.79M	$739.43M	$1.01B	$1.82B	$1.81B	$2.19B	$2.66B	$4.92B
Total debt	$604.80M	$763.94M	$824.79M	$834.43M	$1.26B	$1.85B	$1.86B	$2.21B	$3.06B	$5.26B
Total liabilities	$829.08M	$1.04B	$1.14B	$1.28B	$1.68B	$2.24B	$2.26B	$2.68B	$3.61B	$5.95B
Shareholders' equity	$466.18M	$287.44M	$289.77M	$331.08M	-$110.94M	-$801.95M	-$687.99M	-$962.68M	-$1.75B	-$3.87B

Cash flow

fiscal years · USD

Fiscal year	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Operating cash flow	$225.64M	$223.05M	$260.35M	$364.92M	$423.82M	$509.45M	$468.92M	$632.96M	$778.81M	$1.07B
Capital expenditures	$19.83M	$31.30M	$23.98M	$21.99M	$7.57M	$6.03M	$4.24M	$8.88M	$8.92M	$2.14M
Free cash flow	$205.82M	$191.75M	$236.37M	$342.93M	$416.25M	$503.42M	$464.68M	$624.08M	$769.88M	$1.07B
Investing cash flow	-$20.61M	-$14.12M	-$42.76M	-$24.58M	$137.85M	-$5.67M	-$15.95M	-$27.99M	-$43.72M	-$45.40M
Financing cash flow	-$180.62M	-$218.63M	-$200.05M	-$289.42M	-$523.57M	-$547.16M	-$455.00M	-$592.92M	-$750.33M	-$941.13M
Dividends paid	$1.24M	$0	$0	—	—	—	—	—	—	—
Share buybacks	$187.63M	$342.60M	$228.89M	$235.22M	$874.18M	$1.10B	$405.53M	$821.70M	$1.41B	$3.05B
Stock-based compensation	$61.22M	$74.81M	$82.97M	$93.68M	$112.46M	$115.36M	$123.85M	$149.44M	$156.67M	$185.46M
Depreciation & amortization	$36.21M	$30.18M	$31.61M	$30.37M	$25.59M	$20.46M	$14.64M	$13.83M	$14.95M	$16.72M

Income statement

quarters · USD

Quarter ended	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	$382.06M	$433.81M	$447.85M	$453.81M	$439.97M	$498.74M	$536.41M	$515.75M	$511.96M	$691.68M	$674.19M	$657.05M
Cost of revenue	$83.46M	$86.95M	$88.22M	$89.57M	$87.34M	$87.63M	$87.57M	$91.18M	$87.26M	$91.20M	$87.02M	$86.00M
Gross profit	$298.60M	$346.86M	$359.62M	$364.24M	$352.62M	$411.11M	$448.84M	$424.57M	$424.70M	$600.48M	$587.17M	$571.05M
Research & development	$42.63M	$40.88M	$44.22M	$44.21M	$45.15M	$45.04M	$47.21M	$50.95M	$49.91M	$53.92M	$53.71M	$51.77M
Selling, general & admin	$104.33M	$110.87M	$124.88M	$122.76M	$127.95M	$120.42M	$139.11M	$125.54M	$140.74M	$144.10M	$170.84M	$225.43M
Operating income	$151.36M	$194.84M	$190.25M	$197.18M	$179.53M	$245.65M	$262.52M	$237.16M	$234.05M	$402.46M	$362.63M	$266.55M
Interest expense	$24.16M	$26.09M	$26.87M	$28.52M	$29.49M	$31.38M	$32.90M	$39.88M	$42.01M	$44.58M	$59.88M	$76.85M
Pre-tax income	$130.59M	$172.73M	$167.32M	$171.38M	$150.13M	$213.02M	$236.99M	$202.46M	$191.93M	$356.03M	$314.66M	$237.43M
Income tax	$9.53M	$42.94M	$41.06M	$35.69M	-$2.40M	$50.40M	$55.20M	$47.45M	$33.56M	$91.57M	$77.49M	$62.47M
Net income	$121.06M	$129.80M	$126.26M	$135.69M	$152.53M	$162.62M	$181.79M	$155.01M	$158.37M	$264.46M	$237.17M	$174.96M
EBITDA	$154.18M	$198.19M	$194.09M	$200.99M	$183.06M	$249.06M	$266.50M	$241.18M	$238.07M	$406.35M	$366.85M	$271.15M
EPS (basic)	$4.89	$5.23	$5.12	$5.54	$6.26	$6.67	$7.49	$6.49	$6.68	$11.19	$10.46	$8.24
EPS (diluted)	$4.80	$5.16	$5.05	$5.44	$6.14	$6.59	$7.40	$6.42	$6.61	$11.14	$10.45	$8.20
Diluted shares	25.22M	25.15M	25.02M	-50.00K	24.83M	24.68M	24.57M	-135.00K	23.96M	23.75M	22.70M	-482.00K
Gross margin	78.2%	80.0%	80.3%	80.3%	80.1%	82.4%	83.7%	82.3%	83.0%	86.8%	87.1%	86.9%
Operating margin	39.6%	44.9%	42.5%	43.4%	40.8%	49.3%	48.9%	46.0%	45.7%	58.2%	53.8%	40.6%
Net margin	31.7%	29.9%	28.2%	29.9%	34.7%	32.6%	33.9%	30.1%	30.9%	38.2%	35.2%	26.6%

Balance sheet

quarters · USD

Quarter ended	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Cash & equivalents	$160.42M	$135.67M	$156.04M	$150.67M	$184.25M	$146.64M	$189.05M	$134.14M	$162.03M	$219.42M	$248.44M	$217.60M
Receivables	$367.48M	$469.02M	$437.64M	$426.64M	$350.92M	$492.54M	$454.11M	$529.15M	$495.12M	$619.96M	$592.53M	$602.95M
Total current assets	$565.26M	$641.47M	$631.13M	$617.41M	$595.84M	$724.91M	$709.84M	$705.16M	$698.81M	$900.77M	$881.56M	$911.67M
Goodwill	$777.20M	$776.38M	$776.71M	$782.75M	$775.55M	$779.28M	$785.45M	$783.34M	$783.52M	$781.39M	$791.82M	$791.87M
Total assets	$1.59B	$1.70B	$1.71B	$1.72B	$1.71B	$1.84B	$1.86B	$1.87B	$1.85B	$2.05B	$2.04B	$2.08B
Total current liabilities	$433.11M	$315.12M	$337.22M	$380.29M	$331.32M	$343.24M	$770.61M	$849.22M	$752.06M	$405.29M	$745.19M	$919.69M
Short-term debt	$153.00M	$15.00M	$15.00M	$15.00M	$15.00M	$15.00M	$399.35M	$399.54M	$399.74M	$0	$300.00M	$337.50M
Long-term debt	$1.81B	$2.03B	$2.10B	$2.19B	$2.41B	$2.51B	$2.38B	$2.66B	$2.80B	$3.64B	$5.28B	$4.92B
Total debt	$1.96B	$2.04B	$2.12B	$2.21B	$2.42B	$2.53B	$2.78B	$3.06B	$3.20B	$3.64B	$5.58B	$5.26B
Total liabilities	$2.32B	$2.44B	$2.54B	$2.68B	$2.84B	$2.96B	$3.26B	$3.61B	$3.66B	$4.15B	$6.13B	$5.95B
Shareholders' equity	-$725.76M	-$735.66M	-$829.31M	-$962.68M	-$1.14B	-$1.12B	-$1.40B	-$1.75B	-$1.81B	-$2.10B	-$4.10B	-$3.87B

Cash flow

quarters · USD

Quarter ended	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Operating cash flow	$122.12M	$71.03M	$213.33M	$226.48M	$194.00M	$74.92M	$286.22M	$223.67M	$174.08M	$223.36M	$380.44M	$294.19M
Capital expenditures	$1.36M	$4.04M	$1.73M	$1.75M	$841.00K	$2.12M	$1.79M	$4.17M	$226.00K	$266.00K	$863.00K	$785.00K
Free cash flow	$120.76M	$66.99M	$211.60M	$224.72M	$193.16M	$72.80M	$284.43M	$219.50M	$173.86M	$223.09M	$379.58M	$293.40M
Investing cash flow	-$2.42M	-$9.62M	-$8.39M	-$7.56M	-$8.94M	-$10.94M	-$10.51M	-$13.33M	-$12.73M	-$8.41M	-$18.13M	-$6.12M
Financing cash flow	-$99.87M	-$83.36M	-$181.76M	-$227.94M	-$144.22M	-$103.50M	-$239.07M	-$263.54M	-$133.48M	-$155.76M	-$333.10M	-$318.78M
Share buybacks	$71.70M	$171.77M	$254.70M	$323.53M	$162.58M	$217.16M	$486.78M	$547.98M	$171.17M	$605.40M	$2.27B	-$1.00K
Stock-based compensation	$31.57M	$35.45M	$42.44M	$39.98M	$40.65M	$41.70M	$41.93M	$32.38M	$44.27M	$45.31M	$52.33M	$43.55M
Depreciation & amortization	$2.82M	$3.35M	$3.83M	$3.81M	$3.54M	$3.42M	$3.98M	$4.02M	$4.02M	$3.89M	$4.22M	$4.59M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.