AI brief of an SEC Form 8-K · Fair Isaac (FICO)

FICO Q4 Revenue Rises 27% to $657 Million; Diluted EPS $8.12 vs. $6.42

Positive Impact 3 of 5 earnings

FICO reported fourth-quarter fiscal 2026 results for the quarter ended September 30, 2026. Revenue rose 27% to $657.0 million and GAAP diluted EPS was $8.12, up from $6.42, but net income included a $65 million proposed litigation settlement accrual, a $48 million gain on sale of an equity investment, and a $27 million restructuring charge. The company is not providing fiscal 2027 guidance, citing its transition to bespoke mortgage originations pricing and uncertain mortgage market conditions.

Key points

  • Revenue of $657.0 million vs. $515.8 million in the prior year period, an increase of 27%.
  • GAAP diluted EPS of $8.12 vs. $6.42; non-GAAP diluted EPS of $11.10 vs. $7.74.
  • Scores revenue of $413.8 million, up 33%; Software revenue of $243.2 million, up 19%.
  • No fiscal year 2027 guidance provided, due to the mortgage pricing transition and elevated interest rates.

The filing

CompanyFair Isaac (FICO)
Form8-K, current report
Filed with the SECNov 4, 2026, 4:15 PM ET
Accession number0000814547-26-000037

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.