AI brief of an SEC Form 8-K · Fiserv (FISV)

Fiserv Q3 adjusted EPS falls 11% to $2.04; GAAP EPS rises 49% to $1.46

Mixed Impact 4 of 5 earnings Written later

Fiserv reported third-quarter 2025 results, with GAAP revenue up 1% to $5.26 billion and adjusted EPS down 11% to $2.04, while GAAP EPS rose 49% to $1.46 against a prior-year quarter that included a $570 million non-cash impairment charge. The company set 2025 guidance of 3.5% to 4% organic revenue growth and adjusted EPS of $8.50 to $8.60, and CEO Mike Lyons described the outlook as a guidance reset tied to a new One Fiserv action plan. Shareholders also face a leadership change, with Paul Todd named CFO effective October 31, 2025.

Key points

  • Q3 2025 GAAP revenue rose 1% to $5.26 billion; adjusted EPS fell 11% to $2.04 from $2.30
  • Q3 GAAP EPS was $1.46 versus $0.98; prior-year quarter included a $570 million non-cash impairment charge
  • 2025 outlook: organic revenue growth of 3.5% to 4% and adjusted EPS of $8.50 to $8.60
  • Paul Todd appointed CFO effective October 31, 2025, succeeding Bob Hau; Takis Georgakopoulos and Dhivya Suryadevara named Co-Presidents effective December 1, 2025

The filing

CompanyFiserv (FISV)
Form8-K, current report
Filed with the SECOct 29, 2025, 7:15 AM ET
Accession number0000798354-25-000168

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:30 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 29, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.