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Fiserv (FISV)

Nasdaq Financials Transaction & Payment Processing Services S&P 500
$62.88
+0.14 (+0.22%)
Close of Nov 06, 2026 · end-of-day data
Source: Fiserv's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 05, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$5.50B$5.70B$5.82B$10.19B$14.85B$16.23B$17.74B$19.09B$20.46B$21.19B
Cost of revenue$747.00M$733.00M$745.00M———————
Gross profit$4.76B$4.96B$5.08B———————
Selling, general & admin$1.10B$1.15B$1.23B$3.28B$5.65B$5.81B$6.06B$6.58B$6.56B$6.88B
Operating income$1.45B$1.53B$1.75B$1.61B$1.85B$2.29B$3.74B$5.01B$5.88B$5.82B
Interest expense$163.00M$176.00M$193.00M$507.00M$716.00M$696.00M$746.00M$1.00B$1.24B$1.53B
Pre-tax income$1.27B$1.36B$1.55B$1.08B$1.17B$1.67B$2.91B$3.90B$4.51B$4.26B
Income tax$492.00M$158.00M$378.00M$198.00M$196.00M$363.00M$551.00M$754.00M$641.00M$811.00M
Net income$930.00M$1.25B$1.19B$893.00M$958.00M$1.33B$2.53B$3.07B$3.13B$3.48B
EBITDA$1.87B$1.98B$2.31B$3.39B$5.11B$5.54B$6.95B$8.18B$6.47B$6.49B
EPS (basic)$2.11$2.95$2.93$1.74$1.42$2.01$3.94$5.02$5.41$6.36
EPS (diluted)$2.08$2.89$2.87$1.71$1.40$1.99$3.91$4.98$5.38$6.34
Diluted shares447.80M431.30M413.70M522.60M683.40M671.60M647.90M615.90M582.10M549.00M
Gross margin86.4%87.1%87.2%———————
Operating margin26.2%26.9%30.1%15.8%12.5%14.1%21.1%26.3%28.7%27.5%
Net margin16.9%21.9%20.4%8.8%6.5%8.2%14.3%16.1%15.3%16.4%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents——$415.00M$893.00M$906.00M$835.00M$902.00M$1.20B$1.24B$798.00M
Receivables$902.00M$997.00M$1.05B$2.78B$2.48B$2.86B$3.58B$3.58B$3.73B$3.98B
Total current assets$1.73B$1.98B$2.22B$17.05B$16.22B$18.87B$27.54B$34.81B$23.48B$24.65B
Goodwill$5.37B$5.59B$5.70B$36.04B$36.32B$36.43B$36.81B$37.20B$36.58B$37.70B
Total assets$9.74B$10.29B$11.26B$77.54B$74.62B$76.25B$83.87B$90.89B$77.18B$80.13B
Total current liabilities$1.82B$1.94B$2.01B$15.73B$15.64B$18.30B$26.46B$33.55B$22.16B$23.89B
Short-term debt$95.00M$3.00M$4.00M$287.00M$384.00M$508.00M$468.00M$755.00M$1.11B$1.24B
Long-term debt$4.47B$4.90B$5.96B$21.61B$20.30B$20.73B$20.95B$22.36B$23.73B$27.76B
Total debt$4.56B$4.90B$5.96B$21.90B$20.68B$21.24B$21.42B$23.12B$24.84B$29.00B
Total liabilities$7.20B$7.56B$8.97B$42.68B$41.29B$44.30B$52.18B$60.22B$49.49B$54.32B
Shareholders' equity$2.54B$2.73B$2.29B$32.98B$32.33B$30.95B$30.83B$29.86B$27.07B$25.79B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$1.43B$1.48B$1.55B$2.79B$4.15B$4.03B$4.62B$5.16B$6.63B$6.06B
Capital expenditures$290.00M$287.00M$360.00M$721.00M$900.00M$1.16B$1.48B$1.39B$1.57B$1.76B
Free cash flow$1.14B$1.20B$1.19B$2.07B$3.25B$2.87B$3.14B$3.77B$5.06B$4.30B
Investing cash flow-$554.00M-$657.00M-$663.00M-$15.68B-$341.00M-$1.63B-$2.11B-$1.07B-$2.40B-$2.52B
Financing cash flow-$852.00M-$820.00M-$842.00M$14.37B-$3.43B-$1.74B-$2.48B-$4.36B-$4.17B-$3.83B
Share buybacks$1.25B$1.22B$1.95B———————
Stock-based compensation$68.00M$63.00M$73.00M$229.00M$369.00M$239.00M$323.00M$342.00M$367.00M$357.00M
Depreciation & amortization$421.00M$444.00M$556.00M$1.78B$3.26B$3.25B$3.21B$3.16B$589.00M$669.00M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.