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AI brief of an SEC Form 8-K · First Bancorp, Inc /ME/ (FNLC)

First Bancorp Q2 net income rises 18.6% to $9.6 million; diluted EPS $0.85

Positive Impact 3 of 5 earnings Written later

First Bancorp reported second-quarter 2026 net income of $9.6 million, up 18.6% from a year earlier, with diluted earnings per share of $0.85, up 17.8%. The gain came mainly from a higher net interest margin and growth in net interest income, and the company also declared a quarterly dividend of $0.38 per share.

Key points

  • Net income was $9.6 million for the quarter ended June 30, 2026, up from $8.1 million; diluted EPS was $0.85 versus $0.72.
  • Net interest margin rose to 2.88% from 2.52%, and net interest income grew 15.0% to $21.2 million.
  • Non-performing assets were 0.54% of total assets at June 30, 2026, up from 0.51% at March 31, 2026 and 0.19% a year earlier.
  • The Board declared a $0.38 per share dividend on June 25, 2026, paid July 17, 2026.

The filing

CompanyFirst Bancorp, Inc /ME/ (FNLC)
Form8-K, current report
Filed with the SECJul 22, 2026, 4:17 PM ET
Accession number0000765207-26-000098

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 22, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.