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AI brief of an SEC Form 8-K · First Bancorp, Inc /ME/ (FNLC)

First Bancorp Q3 net income rises 17.5% to $10.7 million, diluted EPS $0.95

Positive Impact 3 of 5 earnings Written later

First Bancorp reported unaudited third-quarter 2026 net income of $10.7 million, up 17.5% from $9.1 million a year earlier, with diluted earnings per share of $0.95 versus $0.81. Net income for the first nine months of 2026 was $29.2 million, up 20.7%, and the company paid a $0.38 per share dividend on October 16, 2026.

Key points

  • Q3 2026 net income $10.7 million, up 17.5% from Q3 2025; diluted EPS $0.95 versus $0.81
  • Net interest margin 2.99%, up from 2.70% in Q3 2025
  • Efficiency ratio 47.94%, improved from 50.40% in Q3 2025
  • Non-performing assets 0.44% of total assets, down from 0.54% at June 30, 2026

The filing

CompanyFirst Bancorp, Inc /ME/ (FNLC)
Form8-K, current report
Filed with the SECOct 21, 2026, 4:17 PM ET
Accession number0000765207-26-000112

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 21, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.