Every material Form 8-K FIRSTSUN CAPITAL BANCORP has filed with the SEC since July 09, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
FirstSun Capital Bancorp reported third-quarter 2026 net income of $38.4 million, or $0.82 per diluted share, compared with a net loss of $22.9 million in the second quarter. Adjusted net income, a non-GAAP measure, was $48.2 million, or $1.03 per diluted share. Results were driven by lower noninterest expense after merger-related costs fell, and a higher net interest margin.
Net income $38.4 million, $0.82 per diluted share, versus a net loss of $22.9 million, or $0.49 per share, in Q2 2026; Q3 2025 diluted EPS was also $0.82
Adjusted net income $48.2 million, $1.03 per diluted share, versus $21.0 million, $0.45 per share, in Q2 2026
Net interest margin rose 24 basis points to 3.82%; noninterest expense fell $45.2 million to $126.6 million, with merger-related expenses down $44.3 million
Repurchased 1,245,224 common shares for $49.7 million; core system conversion of First Foundation completed in late September 2026
FirstSun Capital Bancorp reported a second-quarter 2026 net loss of $22.9 million, or $(0.49) per diluted share, compared with net income of $26.4 million, or $0.93 per diluted share, a year earlier. The company said results were affected by merger-related expenses after its April 1, 2026 acquisition of First Foundation and by two large commercial loan charge-offs. The board also authorized a share repurchase program of up to $150.0 million, which runs through June 30, 2027 and may be modified or stopped at any time.
Q2 2026 net loss of $(22.9) million, or $(0.49) per diluted share, versus net income of $26.4 million, or $0.93 per diluted share, in Q2 2025
Adjusted net income (non-GAAP) was $21.0 million, or $0.45 per diluted share, for Q2 2026
Merger-related expenses were $57.6 million and net charge-offs were $42.4 million in Q2 2026
Board authorized a repurchase program of up to $150.0 million on July 24, 2026, authorized through June 30, 2027
FirstSun Capital Bancorp expects its second quarter 2026 results to be hurt by charge-offs on two commercial loans and higher provisions for credit losses. The larger charge-off stems from a loan to a materials distributor where the company believes the borrower made fraudulent misrepresentations, and the company is updating its full-year 2026 credit outlook as a result.
Expected Q2 2026 provision for credit losses of $40 million to $41 million and charge-offs of $42 million to $43 million.
Approximately $22.0 million charge-off on a $23.6 million asset-based loan to a materials distributor; a receiver has been appointed and law enforcement has been notified.
Approximately $12.9 million charge-off on a $16.0 million commercial and industrial loan to a technology company.
For full-year 2026, net charge-offs expected in the high 50s basis points of average loans; no other prior guidance updated; Q2 results due July 27, 2026.
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