AI brief of an SEC Form 8-K · Huntington Bancshares (HBAN)

Huntington Q4 2025 EPS $0.30, down from $0.41 in Q3; revenue rose 2%

Mixed Impact 3 of 5 earnings Written later

Huntington reported fourth-quarter 2025 GAAP net income of $519 million, or $0.30 per share, down 17% from the third quarter and 2% from a year earlier, including $130 million of pre-tax notable items, mainly $154 million of acquisition-related expenses. Total revenue on a fully taxable-equivalent basis rose 2% from the third quarter to $2.191 billion, driven by higher net interest income. Shareholders face lower reported profit this quarter, while the Cadence Bank partnership is expected to close February 1, 2026.

Key points

  • GAAP net income was $519 million, or $0.30 per share, versus $629 million, or $0.41 per share, in the third quarter of 2025.
  • Adjusted EPS, a non-GAAP measure excluding notable items, was $0.37.
  • Net interest income rose $86 million, or 6%, from the third quarter, and noninterest expense reached $1.42 billion.
  • Tangible book value per common share was $9.89, up from $9.54 in the third quarter; Cadence closing is anticipated February 1, 2026.

The filing

CompanyHuntington Bancshares (HBAN)
Form8-K, current report
Filed with the SECJan 22, 2026, 6:56 AM ET
Accession number0000049196-26-000006

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:10 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 22, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.