Every material Form 8-K Huntington Bancshares filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Huntington Bancshares entered into a merger agreement on October 26, 2025, under which Cadence Bank will merge into The Huntington National Bank, with Cadence shareholders receiving Huntington common stock. The deal requires shareholder and regulatory approvals, including from the Office of the Comptroller of the Currency, before it can close, and it would add three Cadence directors to Huntington's board.
Each Cadence common share converts into 2.475 Huntington common shares, with cash paid in lieu of fractional shares.
Agreement dated October 26, 2025, unanimously approved by the boards of Huntington, Huntington National Bank and Cadence.
Termination fee of $296 million payable by either party in certain circumstances.
Completion requires approval by both companies' shareholders and approval from the Office of the Comptroller of the Currency.
Huntington Bancshares closed its acquisition of Veritex Holdings, a Dallas-based bank holding company, on October 20, 2025. Veritex shareholders received 1.95 Huntington shares for each Veritex share, and the combined company reports about $223 billion in assets.
Each Veritex common share converted into 1.95 Huntington common shares, with cash paid in lieu of fractional shares.
The combined company has about $223 billion in assets, $176 billion in deposits and $148 billion in loans, based on September 30, 2025 balances.
Veritex customer accounts will convert to Huntington's systems in the first quarter of 2026.
Veritex CEO C. Malcolm Holland III joins Huntington in a non-executive role as Chairman of Texas.
Huntington Bancshares reported third-quarter 2025 net income of $629 million, or $0.41 per common share, up $112 million (22%) from the year-ago quarter. Net interest income rose 11% from a year earlier, and noninterest income reached $628 million, including a $24 million gain on a corporate trust and custody business sale. The combination with Veritex Holdings is scheduled to close October 20, 2025.
Net income of $629 million and EPS of $0.41, versus $517 million and $0.33 in the year-ago quarter
Net interest income of $1.506 billion, up 11% year over year; net interest margin of 3.13%
Noninterest income of $628 million, up 33% from the prior quarter and 20% from the year-ago quarter
Veritex combination scheduled for October 20, 2025; earnings call set for 9:00 a.m. Eastern Time on October 17, 2025
Huntington Bancshares reported second-quarter 2025 net income of $536 million, or $0.34 per diluted share, up from $0.30 a year earlier and unchanged from the first quarter. Net interest income rose 12% from a year ago, while noninterest income fell 5% from the prior quarter after a $58 million pre-tax loss on a securities sale. The filing also references the proposed combination with Veritex Holdings, which remains subject to regulatory approval and Veritex shareholder approval.
Net income of $536 million and EPS of $0.34, up $62 million (13%) from the year-ago quarter and up $9 million from the first quarter
Net interest income of $1,467 million, up $155 million (12%) from the year-ago quarter
Noninterest income of $471 million, down $23 million (5%) from the first quarter, including a $58 million pre-tax securities loss
Net charge-offs of $66 million, or 0.20% of average loans and leases, down from 0.26% in the first quarter
Huntington Bancshares entered a merger agreement on July 13, 2025, under which Veritex Holdings would merge into Huntington, with each Veritex share converted into 1.95 Huntington shares. The deal requires Veritex shareholder approval and regulatory approvals, including from the Federal Reserve and the Office of the Comptroller of the Currency, so it is not yet complete and shareholders of both companies should weigh the terms once further filings are available.
Each Veritex common share will convert into 1.95 shares of Huntington common stock at the Effective Time.
Huntington will contribute $10 million to the Huntington Foundation, dedicated to markets where Veritex operates.
A $56 million termination fee is payable by Veritex under certain circumstances.
Completion requires Veritex shareholder approval, Nasdaq listing authorization, Federal Reserve and OCC approvals, and an effective Form S-4.
Huntington Bancshares agreed to acquire Texas bank holding company Veritex Holdings in an all-stock merger, with Huntington issuing 1.95 shares for each Veritex share. The deal implies $33.91 per Veritex share and an aggregate transaction value of $1.9 billion, and it is expected to close early in the fourth quarter of 2025 subject to regulatory approvals. Huntington also released preliminary second-quarter 2025 results, showing EPS up over 13% year over year, while the company said the deal is slightly dilutive to tangible book value per share.
Huntington will issue 1.95 shares for each Veritex share; based on Huntington's $17.39 closing price on July 11, 2025, the deal implies $33.91 per Veritex share
Expected to close early in the fourth quarter of 2025, subject to regulatory approvals and customary closing conditions
Preliminary Q2 2025 EPS of $0.34, unchanged from the prior quarter and up over 13% from the year-ago quarter; net interest income of $1.5 billion, up 12% from the year-ago quarter
Tangible book value per share of $9.13, up $0.33 from the prior quarter and $1.24 from a year ago; full results are due July 18, 2025
Huntington Bancshares reported first-quarter 2025 net income of $527 million, or $0.34 per common share, up $108 million (26%) from the year-ago quarter but down $3 million from the prior quarter. The Board also approved a repurchase authorization of up to $1 billion of common shares, with no expiration date.
Net income $527 million, or $0.34 per share; down $3 million from Q4 2024 and up $108 million (26%) from Q1 2024
Total revenue (FTE) $1,935 million, down 2% from the prior quarter and up 10% from the year-ago quarter
Net interest margin 3.10%, up 7 basis points from the prior quarter; average total loans and leases $130.9 billion, up 7% year over year
Board approved a repurchase authorization of up to $1 billion of common shares, with no expiration date
Huntington Bancshares reported fourth-quarter 2024 net income of $530 million, or $0.34 per common share, up from $243 million, or $0.15, a year earlier. Noninterest income rose 38% from the year-ago quarter to $559 million, while net interest income increased 6%, so both headline revenue lines grew.
Net income of $530 million, or $0.34 per common share, for the quarter ended December 31, 2024, versus $243 million, or $0.15, a year earlier
Noninterest income of $559 million, up 38% from the year-ago quarter, including a $21 million pre-tax loss on the sale of about $1 billion of corporate debt securities
Net interest income of $1,395 million, up 6% from the year-ago quarter; Common Equity Tier 1 ratio of 10.5% at December 31, 2024 (estimated)
Earnings conference call scheduled for January 17, 2025 at 9:00 a.m. Eastern Time
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Huntington Bancshares filing is on SEC EDGAR ↗. 8-K briefs of other companies →