Every material Form 8-K First Internet Bancorp has filed with the SEC since September 10, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
First Internet Bancorp reported third-quarter 2026 results with record quarterly revenue of $43.9 million, up 7% from the prior quarter, and net income of $4.8 million, or $0.54 per diluted share, compared with $2.4 million, or $0.27 per diluted share, in the second quarter. Credit quality improved, with net charge-offs falling to 0.82% of average loans from 1.77%, while the company also guided to fourth-quarter 2026 diluted EPS of $1.02 to $1.07.
Revenue of $43.9 million, up 7% from the second quarter of 2026; net interest margin rose 8 basis points to 2.47%
Net income of $4.8 million and diluted EPS of $0.54, versus $0.27 in the second quarter and a loss of $41.6 million in the third quarter of 2025
Net charge-offs fell to 0.82% of average loans from 1.77%, while nonperforming loans rose to 1.63% of total loans from 1.58%
Fourth-quarter 2026 outlook calls for diluted EPS of $1.02 to $1.07; tangible book value per share was $40.04, down from $41.09
First Internet Bancorp's Board declared a quarterly cash dividend of $0.06 per common share, announced September 21, 2026. Shareholders of record at the close of business on October 1, 2026 will receive the payment on October 15, 2026. The filing contains no earnings or financial results; the dividend is subject to future Board discretion.
Quarterly cash dividend of $0.06 per common share declared September 21, 2026
Record date: October 1, 2026; payment date: October 15, 2026
Company reported assets of $5.6 billion as of June 30, 2026
First Internet Bancorp sold $20.5 million of subordinated notes in a private placement completed September 10, 2026. The notes pay a fixed 8.0% until September 15, 2031, then a floating rate tied to three-month term SOFR, and the company plans to use the proceeds for general corporate purposes, including possibly repaying higher-rate debt. The notes are unsecured and rank junior to senior indebtedness, and the company intends them to qualify as Tier 2 regulatory capital.
$20.5 million principal of 8.0% fixed-to-floating rate subordinated notes due September 15, 2036, issued at 100% of face amount.
Fixed 8.0% rate until September 15, 2031, then resets quarterly to three-month term SOFR plus 3.735%.
Proceeds for general corporate purposes, including potential redemption or retirement of existing debt accruing interest at higher rates.
Piper Sandler & Co. acted as placement agent; the company agreed to an exchange offer for registered notes and may pay additional interest if it fails those obligations.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every First Internet Bancorp filing is on SEC EDGAR ↗. 8-K briefs of other companies →