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AI brief of an SEC Form 8-K · First Internet Bancorp (INBK)

First Internet Bancorp Q3 net income rises to $4.8 million on record revenue

Positive Impact 3 of 5 earnings Written later

First Internet Bancorp reported third-quarter 2026 results with record quarterly revenue of $43.9 million, up 7% from the prior quarter, and net income of $4.8 million, or $0.54 per diluted share, compared with $2.4 million, or $0.27 per diluted share, in the second quarter. Credit quality improved, with net charge-offs falling to 0.82% of average loans from 1.77%, while the company also guided to fourth-quarter 2026 diluted EPS of $1.02 to $1.07.

Key points

  • Revenue of $43.9 million, up 7% from the second quarter of 2026; net interest margin rose 8 basis points to 2.47%
  • Net income of $4.8 million and diluted EPS of $0.54, versus $0.27 in the second quarter and a loss of $41.6 million in the third quarter of 2025
  • Net charge-offs fell to 0.82% of average loans from 1.77%, while nonperforming loans rose to 1.63% of total loans from 1.58%
  • Fourth-quarter 2026 outlook calls for diluted EPS of $1.02 to $1.07; tangible book value per share was $40.04, down from $41.09

The filing

CompanyFirst Internet Bancorp (INBK)
Form8-K, current report
Filed with the SECOct 29, 2026, 4:12 PM ET
Accession number0001562463-26-000101

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 29, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.