Every material Form 8-K Kentucky First Federal Bancorp has filed with the SEC since August 11, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Kentucky First Federal Bancorp (Nasdaq: KFFB) reported net income of $919,000, or $0.11 per diluted share, for the three months ended September 30, 2026, up from $344,000, or $0.04 per share, a year earlier. Higher net interest income and lower non-interest expense drove the increase, partly offset by a $40,000 provision for credit losses and higher income tax expense.
Net income of $919,000 ($0.11 diluted EPS) versus $344,000 ($0.04) for the same quarter a year earlier
Net interest income rose $639,000, or 25.5%, to $3.1 million; average yield on interest-earning assets rose 38 basis points to 5.97%
Non-interest expense fell $130,000, or 5.9%; provision for credit losses was $40,000 versus none a year earlier
Total deposits fell $7.2 million, or 2.8%, to $253.6 million; book value per share was $6.30 at September 30, 2026
Kentucky First Federal Bancorp's Board of Directors declared a quarterly cash dividend of $0.05 per share, announced October 30, 2026. The dividend is payable December 21, 2026, to shareholders of record on November 30, 2026. The filing describes this as a routine dividend declaration and does not report any change to earnings or guidance.
Quarterly dividend of $0.05 per share declared, announced October 30, 2026
Record date is November 30, 2026; payment date is December 21, 2026
As of September 30, 2026, about 8,086,715 shares were outstanding, with approximately 58.5% held by First Federal MHC
Kentucky First Federal Bancorp reported unaudited results for the quarter and twelve months ended June 30, 2026, with net income of $680,000, or $0.08 diluted earnings per share, for the quarter, up from $176,000, or $0.02, a year earlier. Higher net interest income drove the gain, while a larger provision for loan losses partly offset it, and the company's book value per share rose to $6.22 from $5.98.
Quarterly net income was $680,000 ($0.08 diluted EPS) versus $176,000 ($0.02) for the same quarter in 2025.
Net interest income rose $780,000, or 33.9%, to $3.1 million, as the average rate earned on interest-earning assets increased 62 basis points to 5.90%.
Twelve-month net income was $1.9 million ($0.24 diluted EPS) versus $181,000 ($0.02) a year earlier.
Provision for losses on loans increased $183,000 in the quarter, and total deposits fell $16.7 million, or 6.0%, to $260.8 million at June 30, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Kentucky First Federal Bancorp filing is on SEC EDGAR ↗. 8-K briefs of other companies →