Every material Form 8-K LCNB CORP has filed with the SEC since September 17, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
LCNB Corp furnished an investor and analyst presentation dated November 3, 2026, as Exhibit 99.1 to a Form 8-K under Regulation FD. The company said it will use the materials in upcoming meetings with investors and analysts. The filing text does not include financial results, guidance, or other figures, so it does not show a change in the company's performance.
Presentation titled 'LCNB Corp Investor/Analyst Presentation November 3, 2026' is filed as Exhibit 99.1.
The company will use the materials in upcoming meetings with investors and analysts.
The report is dated November 3, 2026, and signed by CFO Andrew M. Wallace, CPA.
LCNB Corp. reported third-quarter 2026 net income of $7.3 million, up from $6.9 million a year earlier, and nine-month net income of $19.2 million, up from $17.5 million. Net interest margin widened to 3.92% from 3.57%, while non-interest income fell and nonperforming loans doubled from a year earlier, which bears watching for shareholders.
Q3 2026 net income was $7.3 million, or $0.51 per diluted share, versus $6.9 million, or $0.49, in Q3 2025.
Nine-month 2026 net income was $19.2 million, or $1.35 per share, versus $17.5 million, or $1.23, a year earlier.
Tax-equivalent net interest margin was 3.92% in Q3 2026 versus 3.57% a year earlier; non-interest income fell to $5.3 million from $5.7 million.
Nonperforming loans were $4.1 million, or 0.24% of total loans, at September 30, 2026, versus $2.0 million, or 0.12%, a year earlier.
LCNB Corp. said its EVP and Chief Wealth Officer, Michael R. Miller, will retire from the company and LCNB National Bank effective March 31, 2027. Joshua A. Shapiro has been promoted to Director of LCNB Wealth, and Bradley A. Ruppert will oversee the Wealth Group after Miller leaves, which the company says provides continuity for clients.
Michael R. Miller, EVP and Chief Wealth Officer, retires effective March 31, 2027
Under Miller, LCNB Wealth assets under management rose from approximately $457 million at year-end 2016 to approximately $1.68 billion at June 30, 2026
Joshua A. Shapiro promoted to Director of LCNB Wealth; takes day-to-day responsibility effective January 1, 2027, reporting to Bradley A. Ruppert
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every LCNB CORP filing is on SEC EDGAR ↗. 8-K briefs of other companies →