LCNB Corp. Q3 net income rises 5.4% to $7.3 million, or $0.51 per diluted share
LCNB Corp. reported third-quarter 2026 net income of $7.3 million, up from $6.9 million a year earlier, and nine-month net income of $19.2 million, up from $17.5 million. Net interest margin widened to 3.92% from 3.57%, while non-interest income fell and nonperforming loans doubled from a year earlier, which bears watching for shareholders.
Key points
- Q3 2026 net income was $7.3 million, or $0.51 per diluted share, versus $6.9 million, or $0.49, in Q3 2025.
- Nine-month 2026 net income was $19.2 million, or $1.35 per share, versus $17.5 million, or $1.23, a year earlier.
- Tax-equivalent net interest margin was 3.92% in Q3 2026 versus 3.57% a year earlier; non-interest income fell to $5.3 million from $5.7 million.
- Nonperforming loans were $4.1 million, or 0.24% of total loans, at September 30, 2026, versus $2.0 million, or 0.12%, a year earlier.
The filing
Written by AI on Nov 9, 2026, 8:28 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 15, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.