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AI brief of an SEC Form 8-K · Lakeland Financial (LKFN)

Lakeland Financial Q3 net income rises 13% to $26.4 million

Positive Impact 3 of 5 earnings Written later

Lakeland Financial reported third-quarter 2025 net income of $26.4 million, up 13% from a year earlier, with diluted EPS of $1.03. Net interest income rose 14% and nine-month net income reached $73.5 million, up 6%. Shareholders get a year-over-year gain in both profit and per-share earnings, though third-quarter net income was 2% lower than the second quarter.

Key points

  • Q3 2025 net income was $26.4 million, up $3.1 million or 13% from $23.3 million in Q3 2024
  • Q3 2025 diluted EPS was $1.03, up $0.12 or 13% from $0.91; down $0.01 from $1.04 in Q2 2025
  • Nine-month net income was $73.5 million and diluted EPS was $2.85, up 6% from the prior-year period
  • Quarterly dividend of $0.50 per share is payable November 5, 2025, to holders of record as of October 25, 2025

The filing

CompanyLakeland Financial (LKFN)
Form8-K, current report
Filed with the SECOct 27, 2025, 6:59 AM ET
Accession number0000721994-25-000224

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:58 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.