Every material Form 8-K Lakeland Financial filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Lakeland Financial Corporation furnished a 3Q 2026 investor presentation under Regulation FD for use in meetings with investors and analysts. The filing states the material is not deemed filed under the Securities Exchange Act, and it contains no new earnings, guidance, or corporate action beyond figures already reported.
Exhibit 99.1 is a 2026 3Q Investor Presentation covering data as of September 30, 2026.
Presentation cites year-to-date 2026 net income up 14% and diluted EPS up 16% versus the prior-year period.
Presentation cites year-to-date 2026 pretax pre-provision earnings up 7% and total deposits of $6.3 billion.
Lakeland Financial reported record third-quarter 2026 net income of $28.9 million, up from $26.4 million a year earlier, with diluted earnings per share of $1.14 versus $1.03. Total revenue rose 6% to $73.0 million and loans grew 8% year over year, while net charge-offs increased to $3.0 million, including a $2.8 million partial charge-off.
Q3 2026 net income of $28.9 million vs. $26.4 million in Q3 2025, up 9%
Diluted EPS of $1.14 vs. $1.03 a year earlier, up 11%; nine-month diluted EPS of $3.31, up 16%
Total revenue of $73.0 million, up 6%; net interest margin of 3.58% vs. 3.50%
Net charge-offs of $3.0 million in Q3 2026, including a $2.8 million partial charge-off; quarterly dividend of $0.52 per share payable November 5, 2026
Lakeland Financial Corporation reported record second-quarter 2026 net income of $28.4 million, up 5% from $27.0 million a year earlier, with diluted earnings per share of $1.13 versus $1.04. Total revenue rose 7% to $70.9 million, and average loans grew 6%, which supports the company's earnings growth for shareholders.
Q2 2026 net income was $28.4 million, up $1.5 million, or 5%, from $27.0 million in Q2 2025.
Diluted EPS was $1.13, up $0.09, or 9%, from $1.04; first-half 2026 diluted EPS was $2.17, up 19%.
Total revenue was $70.9 million, up 7% year over year; net interest margin was 3.49%, up 7 basis points.
Quarterly common dividend rose to $0.52 per share from $0.50, payable August 5, 2026; the company repurchased 70,873 shares at $58.20 on average.
Lakeland Financial Corporation reported record first-quarter 2026 net income of $26.5 million, up 32% from $20.1 million a year earlier, with diluted earnings per share of $1.04 compared with $0.78. Compared with the fourth quarter of 2025, net income fell 11% from $29.9 million, and the company raised its quarterly dividend to $0.52 per share.
Net income of $26.5 million for the three months ended March 31, 2026, up $6.4 million from $20.1 million a year earlier
Diluted EPS of $1.04, up from $0.78; down from $1.16 in the fourth quarter of 2025
Net interest margin of 3.49%, up 9 basis points from 3.40% a year earlier
Cash dividend of $0.52 per share, up 4% from $0.50; the company repurchased 336,853 shares for $19.2 million in the quarter
Lakeland Financial Corporation reported record fourth-quarter 2025 net income of $29.9 million, up 24% from $24.2 million a year earlier, with diluted earnings per share of $1.16 versus $0.94. For the full year, net income rose 11% to $103.4 million and diluted EPS rose 10% to $4.01, and the company declared a fourth-quarter dividend of $0.52 per share.
Q4 2025 net income was $29.9 million, up $5.7 million or 24% from Q4 2024; diluted EPS was $1.16 versus $0.94.
Full-year 2025 net income was $103.4 million, up 11% from $93.5 million; diluted EPS was $4.01 versus $3.63.
Net interest margin improved 23 basis points to 3.48% in Q4 2025, and total revenue rose 10% to $69.8 million.
The fourth-quarter dividend is $0.52 per share, payable February 5, 2026, to holders of record as of January 25, 2026; the company repurchased $19.6 million of stock in 2025.
Lakeland Financial Corporation said Donald J. Robinson-Gay was appointed Executive Vice President and Chief Credit Officer of the company and Lake City Bank, effective January 14, 2026. He had already served as the bank's Chief Credit Officer since January 30, 2023, so the change is a title promotion within the bank's credit division. The filing does not disclose a new salary figure, and the change does not involve the CEO or CFO.
Effective date: January 14, 2026; he previously held the Senior Vice President and Chief Credit Officer role from January 30, 2023
He joined Lake City Bank in 2018 and was named Senior Vice President and Regional Credit Officer on July 14, 2020
On January 14, 2026, the company entered a Change in Control Agreement with him, filed as Exhibit 10.1
The press release dated January 15, 2026 is filed as Exhibit 99.1; the 8-K spells his surname both as Robinson-Day and Robinson-Gay
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Lakeland Financial filing is on SEC EDGAR ↗. 8-K briefs of other companies →