Lakeland Financial reported record third-quarter 2026 net income of $28.9 million, up from $26.4 million a year earlier, with diluted earnings per share of $1.14 versus $1.03. Total revenue rose 6% to $73.0 million and loans grew 8% year over year, while net charge-offs increased to $3.0 million, including a $2.8 million partial charge-off.
Q3 2026 net income of $28.9 million vs. $26.4 million in Q3 2025, up 9%
Diluted EPS of $1.14 vs. $1.03 a year earlier, up 11%; nine-month diluted EPS of $3.31, up 16%
Total revenue of $73.0 million, up 6%; net interest margin of 3.58% vs. 3.50%
Net charge-offs of $3.0 million in Q3 2026, including a $2.8 million partial charge-off; quarterly dividend of $0.52 per share payable November 5, 2026
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
From Lakeland Financial's 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
—
—
$4.01
+10.5%
—
FY2024
—
—
$3.63
-0.5%
—
FY2023
—
—
$3.65
-9.7%
—
FY2022
—
—
$4.04
+8.0%
—
FY2021
—
—
$3.74
+13.3%
—
Frequently asked questions
When is Lakeland Financial's next earnings date?
Lakeland Financial has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did Lakeland Financial earn last quarter?
For the quarter ended Sep 2026, Lakeland Financial reported diluted EPS of $1.14 (+10.7% year over year).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.